16281 E 98th Ave, Commerce City, CO 80022 Property Records

Adams County property record for 16281 E 98th Ave, Commerce City, CO 80022

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,833 sqft · built 2013
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$570,000 (Apr 2022)
Tax Bill	$2,903 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0148965`

Property Details

APN / Parcel Number

Primary APN	`R0148965`
Alternative APNs	`0172317410006` `172317410006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,833 sqft Living Area
1st Floor Area	746 sqft
2nd Floor Area	1,087 sqft
Basement Area	714 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R0148965
Old Parcel Number	172317410006
Street Address	16281 E 98TH AVE
City	COMMERCE CITY
State	CO
Zip	80022-7100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:FRONTERRA VILLAGE FILING NO 3 BLK:6 LOT:6
Legal Range	66W
Legal Township	02S
Legal Section	17
Legal Quarter	SE
Legal Subdivision	FRONTERRA VILLAGE FILING NO 3
Legal Block	6
Legal Lot Number	6
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	1
Census Block	1026
Census Tract	8559

Owner

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16281 E 98TH AVE, COMMERCE CITY, CO 80022-7100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Jul 12, 2019	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 3, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2022 · Amount on Record
Deed Sale	Apr 15, 2022 · Amount on Record
Prior Sale	Jan 3, 2018 · Amount on Record
Deed Document Number	2022000034113
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Apr 15, 2022
Property Address	16281 E 98TH AVE, COMMERCE CITY, CO 80022-7100
Document Number	0000034113
Instrument Date	Apr 14, 2022
Instrument	2022000034113
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$57.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16281 E 98TH AVE, COMMERCE CITY, CO 80022-7100

Mortgage

Document Number	0000034114
Date	Apr 15, 2022
Instrument	2022000034114

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Mortgage

Document Number	0000034115
Date	Apr 15, 2022
Instrument	2022000034115

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	16281 E 98TH AVE, COMMERCE CITY, CO 80022-7100
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000128644
Date	Dec 9, 2020
Instrument	2020000128644

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	16281 E 98TH AVE, COMMERCE CITY, CO 80022-7100
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054714
Date	Jul 12, 2019
Instrument	2019000054714

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Jan 3, 2018
Property Address	16281 E 98TH AVE, COMMERCE CITY, CO 80022-7100
Document Number	0000000567
Instrument Date	Dec 29, 2017
Instrument	2018000000567
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	FIRST INTEGRITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.61
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16281 E 98TH AVE, COMMERCE CITY, CO 80022-7100

Mortgage

Document Number	0000000568
Date	Jan 3, 2018
Instrument	2018000000568

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,903.00 (-48.91%)	$31,260 (-12.63%) Land $6,880 Building $24,380	$500,000 (-5.48%) Land $110,000 Building $390,000
2023	$5,682.00 (+2.29%)	$35,780 (+3.23%) Land $6,830 Building $28,950	$529,000 (+6.09%) Land $101,000 Building $428,000
2022	$5,555.00	$34,660 Land $14,040 Building $20,620	$498,645 Land $202,000 Building $296,645

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Verizon.

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