1870 Tom Joye Rd, Clover, SC 29710 Property Records

York County property record for 1870 Tom Joye Rd, Clover, SC 29710

Property Summary

Property Type	Exempt (Full or Partial)
Details	2 ba · 1,512 sqft · built 1994
Lot Size	1.29 acres (56,410 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (May 2024)
Tax Bill	$404 (2023)
Deeds & Mortgages	May 2024 Transfer May 2024 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`360-00-00-014`

Property Details

APN / Parcel Number

Primary APN	`360-00-00-014`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Total Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	56,410 sqft (1.29 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Deck Area	320 sqft
Patio Area	320 sqft

Location & Zoning

Street Address	1870 TOM JOYE RD
City	CLOVER
State	SC
Zip	29710-7605
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	RCI
Legal Description	TOM JOYE RD (1.295 ACRES)
Legal Subdivision	ACRES
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2024
Census Tract	61802

Owner

1870 Tom Joye Rd is owned by an individual who acquired it in May 2024.

Source: York County records, as of May 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1870 TOM JOYE RD, CLOVER, SC 29710-7605
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2024	Intrafamily Transfer, Transfer
May 2, 2024	Deed, Transfer · VA Mortgage WELLS FARGO BANK NA
Apr 30, 2024	Deed, Transfer
May 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 11, 2020	Deed of Trust, Mortgage · FHA Mortgage MISCELLANEOUS GOVT AGCY
Feb 11, 2020	Loan Modification, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING
Sep 1, 2017	Loan Modification, Mortgage · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2024 · Amount on File
Deed Sale	May 2, 2024 · Amount on File
Prior Sale	Apr 30, 2024 · Amount on File
Deed Document Number	202413338
Deed Book / Page	21283 / 164
Last Transfer Date	May 10, 2024
Transfer Doc	2129500144
Record Updated	Sep 20, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	May 10, 2024
Property Address	1870 TOM JOYE RD, CLOVER, SC 29710-7605
Document Number	2129500144
Book / Page	21295 / 144
Map Reference	MB 126 PG 81
Instrument Date	May 10, 2024
Instrument	2024014338
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 TOM JOYE RD, CLOVER, SC 29710-7605

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	May 2, 2024
Property Address	1870 TOM JOYE RD, CLOVER, SC 29710-7605
Document Number	2128300164
Book / Page	21283 / 164
Map Reference	MB 126 PG 81
Instrument Date	Apr 26, 2024
Instrument	2024013338
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$702.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 TOM JOYE RD, CLOVER, SC 29710-7605

Mortgage

Document Number	2024013339
Date	May 2, 2024
Instrument	2024013339

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Apr 30, 2024
Property Address	1870 TOM JOYE RD, CLOVER, SC 29710-7605
Document Number	2127800093
Book / Page	21278 / 93
Map Reference	MB 126 PG 81
Instrument Date	Apr 26, 2024
Instrument	2024012990
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount on Record
Tax	$533.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8301 PERSHING DR # A, A, PLAYA DEL REY, CA 90293-7841
Investor	Possibly a Property Investor

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	May 14, 2020
Property Address	1870 TOM JOYE RD, CLOVER, SC 29710-7605
Document Number	1826700194
Book / Page	018267 / 000194
Instrument Date	May 14, 2020
Instrument	20352
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1870 TOM JOYE RD CLOVER SC 297107605, CLOVER, SC 29710-7605

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1870 TOM JOYE RD, CLOVER, SC 29710-7605
Document Number	1814100437
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Apr 13, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 TOM JOYE RD CLOVER SC 297107605, CLOVER, SC 29710-7605

Mortgage

Document Number	1814100437
Date	Mar 19, 2020
Book Page	018141/000437
Instrument	11486

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	4300 GOODFELLOW BLVD, ST LOUIS, MO 63120-1706

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2050

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YORK SC
Property Address	1870 TOM JOYE RD, CLOVER, SC 29710-7605
Document Number	1814100201
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Apr 13, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 TOM JOYE RD CLOVER SC 297107605, CLOVER, SC 29710-7605

Mortgage

Document Number	1814100201
Date	Mar 19, 2020
Book Page	018141/000201
Instrument	11459

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2050

Interest

Rate	4.25%

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YORK SC
Property Address	1870 TOM JOYE RD, CLOVER, SC 29710-7605
Document Number	1659000393
Book / Page	016590 / 000393
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Sep 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 TOM JOYE RD CLOVER SC 297107605, CLOVER, SC 29710-7605

Mortgage

Document Number	1659000393
Date	Sep 14, 2017
Book Page	016590/000393
Instrument	39394

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025			$262,300 Land $55,000 Building $207,300
2023	$404.00	$5,037 Land $1,626 Building $3,411	$170,414 Land $55,000 Building $115,414

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1870 Tom Joye Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1870 Tom Joye Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tom Joye Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures