1820 Tom Joye Rd, Clover, SC 29710 Property Records

York County property record for 1820 Tom Joye Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,564 sqft · built 1983
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$71,500 (Jun 2018)
Tax Bill	$508 (2025)
Deeds & Mortgages	Apr 2022 Transfer Jun 2018 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`360-00-00-020`

Property Details

APN / Parcel Number

Primary APN	`360-00-00-020`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,564 sqft Living Area
Gross Area	1,800 sqft
1st Floor Area	1,564 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	32,670 sqft (0.75 acres)
Porch	Slab
Porch Area	236 sqft

Location & Zoning

Street Address	1820 TOM JOYE RD
City	CLOVER
State	SC
Zip	29710-7605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCI
Legal Description	0.75 AC / TOM JOYE RD
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2024
Census Tract	61802

Owner

1820 Tom Joye Rd is owned and occupied by two individuals who acquired it in July 2021.

Source: York County records, as of June 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1820 TOM JOYE RD, CLOVER, SC 29710-7605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Intrafamily Transfer, Transfer
Jun 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 26, 2018	Grant Deed, Transfer · Line of Credit SPRATT S&L ASSN
Jun 1, 2018	Deed of Trust, Mortgage · Line of Credit SPRATT S&L ASSN
Nov 29, 2018	Quit Claim Deed ATTORNEY ONLY
Feb 8, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2018 · Amount on File
Deed Sale	Jun 26, 2018 · Amount on File
Prior Sale	Jun 23, 2016 · Amount on File
Deed Document Number	201826796
Deed Book / Page	17045 / 217
Last Transfer Date	Jul 16, 2021
Transfer Doc	2010500108
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	Apr 8, 2022
Property Address	1820 TOM JOYE RD, CLOVER, SC 29710-7605
Document Number	2010500108
Book / Page	20105 / 108
Map Reference	MB 157 PG 61
Instrument Date	Jul 16, 2021
Instrument	2022016738
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1820 TOM JOYE RD, CLOVER, SC 29710-7605

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	Jun 26, 2018
Property Address	1820 TOM JOYE RD, CLOVER, SC 29710-7605
Document Number	1704500220
Book / Page	017045 / 000220
Instrument Date	Jun 26, 2018
Instrument	26797
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1820 TOM JOYE RD CLOVER SC 297107605, CLOVER, SC 29710-7605

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Jun 26, 2018
Property Address	1820 TOM JOYE RD, CLOVER, SC 29710-7605
Document Number	1704500217
Book / Page	017045 / 000217
Instrument Date	Jun 5, 2018
Instrument	26796
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 TOM JOYE RD CLOVER SC 297107605, CLOVER, SC 29710-7605

Mortgage

Document Number	1704500223
Date	Jun 26, 2018
Book Page	017045/000223
Instrument	26798

Lender

Name	SPRATT S&L ASSN
Type	Federal Savings Bank
Address	CHESTER, SC 29706

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 25, 2033

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1820 TOM JOYE RD, CLOVER, SC 29710-7605
Document Number	1729900118
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Dec 13, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 BRYANT ST WINNSBORO SC 291802102, WINNSBORO, SC 29180-2102

Mortgage

Document Number	1729900118
Date	Nov 29, 2018
Book Page	117299/000118
Instrument	50723

Lender

Name	SPRATT S&L ASSN
Type	Federal Savings Bank
Address	CHESTER, SC 29706

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 28, 2033

Interest

Rate Type	Adjustable Rate

November 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	Nov 29, 2018
Property Address	1820 TOM JOYE RD, CLOVER, SC 29710-7605
Document Number	1729900115
Book / Page	017299 / 000115
Instrument Date	Jun 1, 2018
Instrument	50722
Record Updated	Dec 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1820 TOM JOYE RD CLOVER SC 297107605, CLOVER, SC 29710-7605

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	Feb 8, 2018
Property Address	1820 TOM JOYE RD, CLOVER, SC 29710-7605
Document Number	1682200440
Book / Page	016822 / 000440
Instrument Date	Feb 8, 2018
Instrument	5486
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 TOM JOYE RD CLOVER SC 297107605, CLOVER, SC 29710-7605

Tax Assessment & Valuation

The 2025 property tax bill for 1820 Tom Joye Rd was $508.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$508.00	$4,044 Land $1,038 Building $3,006	$148,000 Land $38,000 Building $110,000
2023	$468.00	$3,517 Land $1,360 Building $2,157	$87,925 Land $34,000 Building $53,925

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1820 Tom Joye Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1820 Tom Joye Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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