1852 Tom Joye Rd, Clover, SC 29710 Property Records

York County property record for 1852 Tom Joye Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,693 sqft · built 1965
Lot Size	0.949 acres (41,339 sqft)
Owner	Individual Name on File
Last Sale	$89,000 (Feb 2017)
Tax Bill	$878 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`360-00-00-017`

Property Details

APN / Parcel Number

Primary APN	`360-00-00-017`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,693 sqft Living Area
Gross Area	1,762 sqft
1st Floor Area	2,916 sqft
2nd Floor Area	777 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Lot Area	41,339 sqft (0.949 acres)

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	2,665 sqft
Patio Area	240 sqft
Storage Building	420 sqft

Location & Zoning

Street Address	1852 TOM JOYE RD
City	CLOVER
State	SC
Zip	29710-7605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCI
Legal Description	LOTS 4 & 5 HWY 414
Legal Subdivision	MAP OF PROPERTY OF H C THOMASSON
Legal Lot Number	4-5
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2024
Census Tract	61802

Owner

1852 Tom Joye Rd is owned and occupied by an individual who bought it in February 2017.

Source: York County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1852 TOM JOYE RD, CLOVER, SC 29710-7605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAMILY TRUST FCU
Aug 4, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Feb 20, 2017	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2017 · Amount on File
Deed Sale	Feb 20, 2017 · Amount on File
Prior Sale	Aug 18, 2006 · Amount on File
Deed Document Number	20174167
Deed Book / Page	16239 / 468
Prior Transfer Date	Dec 11, 2013
Prior Transfer Doc	1387100249
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1852 TOM JOYE RD, CLOVER, SC 29710-7605
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1987400100
Date	Dec 27, 2021
Book Page	19874/100
Instrument	2021073404

Lender

Name	FAMILY TRUST FCU
Type	Credit Union
Address	ROCK HILL, SC 29730

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1852 TOM JOYE RD, CLOVER, SC 29710-7605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1847100377
Date	Aug 4, 2020
Book Page	18471/377
Instrument	2020035121

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Feb 20, 2017
Property Address	1852 TOM JOYE RD, CLOVER, SC 29710-7605
Document Number	1623900468
Book / Page	016239 / 000468
Instrument Date	Feb 7, 2017
Instrument	4167
Transaction Type	Transfer
Record Updated	Apr 4, 2017

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$329.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1852 TOM JOYE RD CLOVER SC 297107605, CLOVER, SC 29710-7605

Mortgage

Document Number	1623900471
Date	Feb 20, 2017
Book Page	016239/000471
Instrument	4168

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1852 Tom Joye Rd was $878.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$878.00	$6,994 Land $757 Building $6,237	$508,100 Land $55,000 Building $453,100
2023	$618.00	$4,646 Land $2,008 Building $2,638	$127,277 Land $55,000 Building $72,277

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1852 Tom Joye Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1852 Tom Joye Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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