Schenectady County and Schenectady City property record for 1870 Oneida St, Schenectady, NY 12308 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,325 sqft · built 1969 |
| Lot Size | 0.151 acres (6,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $271,000 (Aug 2025) |
| Tax Bill | $5,307 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Nov 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.45-1-28 |
| Primary APN | 421500 40.45-1-28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,325 sqft Living Area |
| 1st Floor Area | 1,325 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,600 sqft (0.151 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Porch Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1870 ONEIDA ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-1714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 WD & GAR & POOL |
| Legal Subdivision | LANDS OF ESTATE OF JOHN MADER |
| Legal Block | 1 |
| Legal Lot Number | 28.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 20101 |
Source: Schenectady County and Schenectady City records · APN 421500 40.45-1-28
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1653 KNOTT ST, SCHENECTADY, NY 12309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 21, 2022 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 20, 2025 | Intrafamily Transfer, Transfer |
| Nov 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 05, 2025 · Amount on Record |
| Deed Sale | Aug 05, 2025 · Amount on Record |
| Prior Sale | Sep 21, 2022 · Amount on Record |
| Deed Document Number | 202518606 |
| Deed Book / Page | 2154 / 501 |
| Prior Transfer Date | May 25, 2006 |
| Prior Transfer Doc | 0017350790 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1870 ONEIDA ST, SCHENECTADY, NY 12308-1714 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | MARATHON TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 7 PADDOCKS CIR 1, 1, SARATOGA SPRINGS, NY 12866-9488 |
| Document Number | 0000050249 |
|---|---|
| Date | Sep 21, 2022 |
| Book Page | 5258/249 |
| Instrument | 202250249 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 20, 2025 |
| Property Address | 1870 ONEIDA ST, SCHENECTADY, NY 12308-1714 |
| Document Number | 0000027410 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 202527410 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1870 ONEIDA ST, UTICA, NY 13501-5741 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 291 N THOMPSON ST APT 704, 704, SCHENECTADY, NY 12306-6944 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1870 ONEIDA ST, SCHENECTADY, NY 12308-1714 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1870 ONEIDA ST, SCHENECTADY, NY 12308-1714 |
| Document Number | 0000036407 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 5042/730 |
| Instrument | 202036407 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Oct 01, 2035 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,307.00 (+6.97%) | $139,100 (-) Land $20,900 Building $118,200 | $230,336 (+13.35%) Land $34,608 Building $195,728 |
| 2024 | $139,100 (-) Land $20,900 Building $118,200 | $203,214 (+15.41%) Land $30,533 Building $172,681 | |
| 2023 | $139,100 (-) Land $20,900 Building $118,200 | $176,076 (+3.8%) Land $26,456 Building $149,620 | |
| 2022 | $139,100 Land $20,900 Building $118,200 | $169,634 Land $25,488 Building $144,146 | |
| 2021 | $4,961.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 3% of the US · above 3% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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