Schenectady County and Schenectady City property record for 1739 Oneida St, Schenectady, NY 12308
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,580 sqft · built 1945 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $247,000 (Mar 2023) |
| Tax Bill | $7,472 (2026) |
| Deeds & Mortgages | Mar 2023 Mortgage Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.45-2-15 |
| Primary APN | 421500 40.45-2-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,580 sqft Total Area |
| 1st Floor Area | 1,290 sqft |
| 2nd Floor Area | 1,290 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 372 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1739 ONEIDA ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-2112 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 15.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 33400 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 80 DIVISION ST, SCHENECTADY, NY 12304-1104 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) HOMESTEAD FUNDING CORP |
| Mar 7, 2023 | Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP |
| Feb 28, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2023 · Amount on Record |
| Deed Sale | Mar 7, 2023 · Amount on Record |
| Prior Sale | Feb 20, 2003 · Amount on Record |
| Deed Document Number | 202312953 |
| Deed Book / Page | 2103 / 860 |
| Prior Transfer Date | Feb 8, 2017 |
| Prior Transfer Doc | 0000009134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1739 ONEIDA ST, SCHENECTADY, NY 12308-2112 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 80 DIVISION ST, SCHENECTADY, NY 12304-1104 |
| Document Number | 0000012955 |
|---|---|
| Date | Mar 7, 2023 |
| Book Page | 5292/737 |
| Instrument | 202312955 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 7, 2023 |
| Property Address | 1739 ONEIDA ST, SCHENECTADY, NY 12308-2112 |
| Document Number | 0000012953 |
| Book / Page | 2103 / 860 |
| Instrument Date | Jan 30, 2023 |
| Instrument | 202312953 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $988.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1757 STATE ST, SCHENECTADY, NY 12304-1807 |
| Name | Verified Name |
|---|---|
| Address | 80 DIVISION ST # 1, 1, SCHENECTADY, NY 12304-1104 |
| Document Number | 0000012954 |
|---|---|
| Date | Mar 7, 2023 |
| Book Page | 5292/722 |
| Instrument | 202312954 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 28, 2017 |
| Property Address | 1739 ONEIDA ST, SCHENECTADY, NY 12308-2112 |
| Document Number | 0000009134 |
| Book / Page | 001957 / 000677 |
| Instrument Date | Feb 8, 2017 |
| Instrument | 9134 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1757 STATE ST SCHENECTADY NY 123041807, SCHENECTADY, NY 12304-1807 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,472.00 (+2.85%) | ||
| 2025 | $7,265.00 (+6.17%) | $133,200 (-) Land $20,000 Building $113,200 | $220,566 (+30.82%) Land $33,118 Building $187,448 |
| 2023 | $133,200 (-) Land $20,000 Building $113,200 | $168,608 (+3.8%) Land $25,317 Building $143,291 | |
| 2022 | $133,200 Land $20,000 Building $113,200 | $162,439 Land $24,390 Building $138,049 | |
| 2021 | $6,843.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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