Schenectady County and Schenectady City property record for 1865 Oneida St, Schenectady, NY 12308 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,488 sqft · built 1922 |
| Lot Size | 0.089 acres (3,885 sqft) |
| Owner | Individual Name on File |
| Last Sale | $31,800 (Apr 2009) |
| Tax Bill | $5,545 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage Oct 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.45-1-29 |
| Primary APN | 421500 40.45-1-29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,488 sqft Living Area |
| 1st Floor Area | 713 sqft 1st Floor |
| 2nd Floor Area | 575 sqft 2nd Floor |
| Upper Floors Area | 200 sqft Upper Floors |
| Attic Area | 200 sqft Attic |
| Attic | Attic |
| Stories | 2 Stories |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,885 sqft (0.089 acres) |
| Lot Dimensions | 111 ft deep x 35 ft wide |
| Parking Spaces | 1 Parking Space |
| Garage Type | Detached |
| Garage Area | 345 sqft Garage |
| Porch | Slab |
| Porch Area | 322 sqft Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1865 ONEIDA ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-1713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 29.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 20101 |
Source: Schenectady County and Schenectady City records · APN 421500 40.45-1-29
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1865 ONEIDA ST, SCHENECTADY, NY 12308-1713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 05, 2018 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY/HSNG & URBAN DEV |
| Oct 05, 2018 | Loan Modification, Mortgage · Conventional Mortgage M&T BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 29, 2009 · Amount on Record |
| Deed Sale | Apr 29, 2009 · Amount on Record |
| Deed Document Number | 200916416 |
| Deed Book / Page | 1800 / 535 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1865 ONEIDA ST, SCHENECTADY, NY 12308-1713 |
| Document Number | 0000049478 |
| Instrument Date | Oct 05, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 1865 ONEIDA ST SCHENECTADY NY 123081713, SCHENECTADY, NY 12308-1713 |
| Document Number | 0000049478 |
|---|---|
| Date | Nov 08, 2018 |
| Book Page | 004877/000304 |
| Instrument | 49478 |
| Name | SECRETARY/HSNG & URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 07, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1865 ONEIDA ST, SCHENECTADY, NY 12308-1713 |
| Document Number | 0000049477 |
| Instrument Date | Oct 05, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 1865 ONEIDA ST SCHENECTADY NY 123081713, SCHENECTADY, NY 12308-1713 |
| Document Number | 0000049477 |
|---|---|
| Date | Nov 08, 2018 |
| Book Page | 004877/000295 |
| Instrument | 49477 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 07, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,545.00 (+7.67%) | $121,400 (-) Land $18,200 Building $103,200 | $201,027 (+30.82%) Land $30,137 Building $170,890 |
| 2023 | $121,400 (-) Land $18,200 Building $103,200 | $153,671 (+3.8%) Land $23,038 Building $130,633 | |
| 2022 | $121,400 Land $18,200 Building $103,200 | $148,049 Land $22,195 Building $125,854 | |
| 2021 | $5,150.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 3% of the US · above 3% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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