1870 Kingman Dr, Elgin, IL 60123 Property Records

Kane County property record for 1870 Kingman Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,900 sqft · built 1979
Lot Size	0.19 acres (8,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$198,500 (Nov 2009)
Tax Bill	$8,204 (2025)
Deeds & Mortgages	Apr 2018 Loan Modification Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-04-427-012`

Property Details

APN / Parcel Number

Primary APN	`06-04-427-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,900 sqft Living Area
Gross Area	2,710 sqft
Basement Area	810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	8,280 sqft (0.19 acres)
Lot Dimensions	120 ft deep x 69 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1870 KINGMAN DR
City	ELGIN
State	IL
Zip	60123-1233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST UNIT 6 LOT 312
Legal Subdivision	CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	312
Legal Unit	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1019
Census Tract	851910

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1870 KINGMAN DR, ELGIN, IL 60123-1233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2018	Loan Modification, Mortgage · Conventional Mortgage OCWEN LN SERVICING
Mar 16, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2009 · Amount on Record
Deed Sale	Nov 4, 2009 · Amount on Record
Prior Sale	Jun 11, 2003 · Amount on Record
Deed Document Number	200982185
Record Updated	Sep 20, 2026

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	1870 KINGMAN DR, ELGIN, IL 60123-1233
Document Number	0000019776
Instrument Date	Apr 4, 2018
Transaction Type	Mortgage
Record Updated	May 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 KINGMAN DR ELGIN IL 601231233, ELGIN, IL 60123-1233

Mortgage

Document Number	0000019776
Date	May 1, 2018
Instrument	19776

Lender

Name	OCWEN LN SERVICING
Type	Funding / Finance Company
Address	WEST PALM BEACH, FL 33407

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1870 KINGMAN DR, ELGIN, IL 60123-1233
Document Number	0000019503
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	OCWEN LOAN SVCNG LLC, OCWEN LN SVCNG LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 KINGMAN DR ELGIN IL 601231233, ELGIN, IL 60123-1233

Mortgage

Document Number	0000019503
Date	Apr 30, 2018
Instrument	19503

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,204.00 (+16.55%) Homeowner's exemption Disabled Person's exemption
2024		$108,265 (+21.39%) Land $24,998 Building $83,267	$324,925 (+21.44%) Land $75,024 Building $249,901
2022	$7,039.00 (+1.97%) Disabled Person's exemption	$89,185 (+6.96%) Land $20,593 Building $68,592	$267,555 (+6.96%) Land $61,779 Building $205,776
2021	$6,903.00 Homeowner's exemption	$83,382 Land $19,253 Building $64,129	$250,146 Land $57,759 Building $192,387

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fox Valley Internet, T-Mobile.

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