1860 Kingman Dr, Elgin, IL 60123 Property Records

Kane County property record for 1860 Kingman Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,750 sqft · built 1979
Lot Size	0.218 acres (9,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Jun 2002)
Tax Bill	$6,988 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-04-427-013`

Property Details

APN / Parcel Number

Primary APN	`06-04-427-013`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,750 sqft Living Area
Gross Area	2,310 sqft
1st Floor Area	1,750 sqft
Basement Area	560 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	9,480 sqft (0.218 acres)
Lot Dimensions	120 ft deep x 79 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1860 KINGMAN DR
City	ELGIN
State	IL
Zip	60123-1233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST UNIT 6 LOT 313
Legal Subdivision	CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	313
Legal Unit	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1019
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1860 KINGMAN DR, ELGIN, IL 60123-1233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2002 · Amount on Record
Deed Sale	Jun 14, 2002 · Amount on Record
Deed Document Number	200274978
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1860 KINGMAN DR, ELGIN, IL 60123-1233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016630
Date	Apr 3, 2017
Instrument	2017K016630

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	443 Months
Due	Mar 24, 2054

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,988.00 (+14.09%) Homeowner's exemption Senior Citizen's exemption	$107,606 (+8.57%) Land $27,754 Building $79,852	$322,947 (+8.57%) Land $83,295 Building $239,652
2024		$99,112 (+21.39%) Land $25,563 Building $73,549	$297,455 (+21.44%) Land $76,720 Building $220,735
2022	$6,125.00 (+5.1%) Homeowner's exemption	$81,645 (+6.96%) Land $21,058 Building $60,587	$244,935 (+6.96%) Land $63,174 Building $181,761
2021	$5,828.00 Homeowner's exemption	$76,333 Land $19,688 Building $56,645	$228,999 Land $59,064 Building $169,935

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fox Valley Internet, T-Mobile.

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