1865 Kingman Dr, Elgin, IL 60123 Property Records

Kane County property record for 1865 Kingman Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,666 sqft · built 1980
Lot Size	0.207 acres (9,028 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Aug 2022)
Tax Bill	$7,791 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-04-431-003`

Property Details

APN / Parcel Number

Primary APN	`06-04-431-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,666 sqft Living Area
1st Floor Area	1,666 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,028 sqft (0.207 acres)
Lot Dimensions	122 ft deep x 74 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1865 KINGMAN DR
City	ELGIN
State	IL
Zip	60123-1243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST UNIT 6 LOT 326
Legal Subdivision	CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	326
Legal Unit	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1019
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1865 KINGMAN DR, ELGIN, IL 60123-1243
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMEICAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Prior Sale	Feb 23, 2015 · Amount on Record
Deed Document Number	202243032
Prior Transfer Date	Apr 22, 2015
Prior Transfer Doc	0000021490
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 26, 2022
Property Address	1865 KINGMAN DR, ELGIN, IL 60123-1243
Document Number	0000043032
Instrument Date	Aug 9, 2022
Instrument	2022K043032
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41W550 MCDONALD RD, 41W550, ELGIN, IL 60124-8604

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1865 KINGRNAN DRIVE, HAMPSHIRE, IL 60140

Mortgage

Document Number	0000043033
Date	Aug 26, 2022
Instrument	2022K043033

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.99%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1865 KINGMAN DR, ELGIN, IL 60123-1243
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042901
Date	Sep 16, 2019
Instrument	2019K042901

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1865 KINGMAN DR, ELGIN, IL 60123-1243
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040440
Date	Jul 24, 2020
Instrument	2020K040440

Lender

Name	FIRST AMEICAN BANK
Address	HAMPSHIRE, IL 60140

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,791.00 (+15.85%) Homeowner's exemption	$110,131 (+8.57%) Land $27,140 Building $82,991	$330,525 (+8.57%) Land $81,453 Building $249,073
2024		$101,438 (+21.39%) Land $24,998 Building $76,440	$304,436 (+21.44%) Land $75,024 Building $229,412
2022	$6,725.00 (+4.52%) Homeowner's exemption	$83,562 (+6.96%) Land $20,593 Building $62,969	$250,686 (+6.96%) Land $61,779 Building $188,907
2021	$6,434.00 Homeowner's exemption	$78,125 Land $19,253 Building $58,872	$234,375 Land $57,759 Building $176,616

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fox Valley Internet, T-Mobile.

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