Cabarrus County property record for 187 Spring St SW, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,347 sqft · built 1938 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Nov 2017) |
| Tax Bill | $1,828 (2023) |
| Deeds & Mortgages | Mar 2022 Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5630 06 0234 |
| Primary APN | 5630 06 0234 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,347 sqft Living Area |
| Gross Area | 1,555 sqft |
| 1st Floor Area | 1,347 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 160 ft deep x 47 ft wide |
| Garage Area | 200 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 1,900 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 173 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 119659 |
|---|---|
| Street Address | 187 SPRING ST SW |
| City | CONCORD |
| State | NC |
| Zip | 28025-5036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | NE SIDE SPRING ST |
| Legal Subdivision | SOUTH CORBAN AVE |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 42202 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Union Street Historic District listed 1986 · 69 contributing resources · NRIS 86000736 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
187 Spring St SW is owned and occupied by an individual who bought it in November 2017.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 187 SPRING ST SW, CONCORD, NC 28025-5036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO FCU |
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHARLOTTE METRO FCU |
| Nov 29, 2017 | Warranty Deed, Transfer · Conventional Mortgage CHARLOTTE METRO FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2017 · Amount on File |
| Deed Sale | Nov 29, 2017 · Amount on File |
| Prior Sale | Apr 22, 2003 · Amount on File |
| Deed Document Number | 201712784-0248 |
| Deed Book / Page | 12784 / 248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 187 SPRING ST SW, CONCORD, NC 28025-5036 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 187 SPRING ST SW, CONCORD, NC 28025-5036 |
| Document Number | 0015903132 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 15903/132 |
| Name | CHARLOTTE METRO FCU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 13, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 187 SPRING ST SW, CONCORD, NC 28025-5036 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 14280103 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 14280/103 |
| Name | CHARLOTTE METRO FCU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Nov 29, 2017 |
| Property Address | 187 SPRING ST SW, CONCORD, NC 28025-5036 |
| Document Number | 0012784248 |
| Book / Page | 12784 / 0248 |
| Instrument Date | Nov 29, 2017 |
| Instrument | 12784-0248 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 255 IKERD DR SE, 255, CONCORD, NC 28025-3831 |
| Name | Verified Name |
|---|---|
| Address | 187 SPRING ST SW, CONCORD, NC 28025-5036 |
| Document Number | 0127840251 |
|---|---|
| Date | Nov 29, 2017 |
| Instrument | 12784-0251 |
| Name | CHARLOTTE METRO FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2037 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,300 Land $50,000 Building $217,300 | ||
| 2024 | $267,300 (+76.83%) Land $50,000 Building $217,300 | ||
| 2023 | $1,828.00 | $151,160 Land $15,300 Building $135,860 | $151,160 Land $15,300 Building $135,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 187 Spring St SW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 187 Spring St SW is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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