Cabarrus County property record for 174 Spring St SW, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,020 sqft · built 1900 |
| Lot Size | 0.419 acres (18,236 sqft) |
| Owner | Individual Name on File |
| Last Sale | $42,000 (May 1985) |
| Tax Bill | $2,318 (2025) |
| Deeds & Mortgages | Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5620 96 6396 |
| Primary APN | 5620 96 6396 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,020 sqft Living Area |
| Gross Area | 2,669 sqft |
| 1st Floor Area | 2,020 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,236 sqft (0.419 acres) |
| Lot Dimensions | 188 ft deep x 97 ft wide |
| Garage Type | Mixed |
| Garage Area | 864 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 400 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 453 sqft |
| Deck Area | 196 sqft |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 172017 |
|---|---|
| Street Address | 174 SPRING ST SW |
| City | CONCORD |
| State | NC |
| Zip | 28025-5035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | SOUTH SIDE SPRING ST SW |
| Legal Subdivision | SOUTH CORBAN AVE |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 42101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Union Street Historic District listed 1986 · 69 contributing resources · NRIS 86000736 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
174 Spring St SW is owned and occupied by an individual who bought it in May 1985.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 174 SPRING ST SW, CONCORD, NC 28025-5035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 1985 · Amount on File |
| Deed Sale | May 22, 1985 · Amount on File |
| Deed Book / Page | 591 / 333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 174 SPRING ST SW, CONCORD, NC 28025-5035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 14653193 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 14653/193 |
| Name | CHARLOTTE METRO FCU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 8, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 174 Spring St SW was $2,318.
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $232,780 (-) Land $55,000 Building $177,780 | ||
| 2025 | $2,318.00 | $232,780 Land $55,000 Building $177,780 | |
| 2024 | $232,780 (+52.82%) Land $55,000 Building $177,780 | ||
| 2023 | $1,858.00 | $152,320 Land $18,700 Building $133,620 | $152,320 Land $18,700 Building $133,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 174 Spring St SW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 174 Spring St SW is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Google Fiber, T-Mobile.
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