195 Spring St SW, Concord, NC 28025 Property Records

Cabarrus County property record for 195 Spring St SW, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,653 sqft · built 1938
Lot Size	0.232 acres (10,074 sqft)
Owner	2 Individual Names on File
Last Sale	$100,688 (May 2012)
Tax Bill	$2,004 (2025)
Deeds & Mortgages	Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`5630 06 1129`

Property Details

APN / Parcel Number

Primary APN	`5630 06 1129`
Alternative APNs	`12036 0122.000000` `4039895` `85635`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,653 sqft Living Area
Gross Area	1,852 sqft
1st Floor Area	1,653 sqft
Flooring	Softwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,074 sqft (0.232 acres)
Lot Dimensions	146 ft deep x 69 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	199 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4039895
Street Address	195 SPRING ST SW
City	CONCORD
State	NC
Zip	28025-5037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	NE SIDE SPRING ST SW
Legal Subdivision	SOUTH CORBAN AVE
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	1
Census Block	1019
Census Tract	42202

Owner

Source: Cabarrus County records · APN 5630 06 1129

Assessment roll updated September 23, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	392 UNION ST S, CONCORD, NC 28025-5056
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 15, 2012 · Amount on Record
Deed Sale	May 15, 2012 · Amount on Record
Prior Sale	Apr 07, 1994 · Amount on Record
Deed Book / Page	9998 / 24
Last Transfer Date	Feb 09, 2022
Transfer Doc	0015838324
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Feb 10, 2022
Property Address	195 SPRING ST SW, CONCORD, NC 28025-5037
Document Number	0015838324
Book / Page	15838 / 324
Instrument Date	Feb 09, 2022
Transaction Type	Transfer
Record Updated	Feb 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	392 UNION ST S, 392, CONCORD, NC 28025-5056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 SPRING ST SW, CONCORD, NC 28025-5037

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,004.00 (+35.96%)	$201,260 (+66.55%) Land $50,000 Building $151,260
2024			$201,260 (+66.55%) Land $50,000 Building $151,260
2023	$1,474.00	$120,840 Land $17,000 Building $103,840	$120,840 Land $17,000 Building $103,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 1, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the South Union Street Historic District listed 1986 · 69 contributing resources · NRIS 86000736

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber.

Based on FCC filings for 477 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CONCORD serves 120,771 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.