187 Rte 8, Cold Brook, NY 13324 Property Records

Herkimer County and Russia Town property record for 187 Rte 8, Cold Brook, NY 13324

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,184 sqft · built 1850
Lot Size	32.6 acres (1,420,056 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,339 (2026)
APN	`214489 088.2-1-28.1`

Property Details

APN / Parcel Number

Primary APN	`214489 088.2-1-28.1`
Alternative APNs	`448908800200010281000000` `060006330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,184 sqft Living Area
1st Floor Area	1,092 sqft
2nd Floor Area	1,092 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	1,420,056 sqft (32.6 acres)
Lot Width	975 ft Width

Exterior Amenities

Porch	Slab
Porch Area	125 sqft
Patio Area	200 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	060006330
Street Address	187 ROUTE 8
City	COLD BROOK
State	NY
Zip	13324
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	45
Legal Description	LOT 44 ROYAL GRANT FARM RTE 8
Legal Block	1
Legal Lot Number	28.100
Jurisdiction	HERKIMER NY
Township / Civil Division	RUSSIA
Census Block Group	1
Census Block	1006
Census Tract	11503

Owner

187 Rte 8, a rural home, is owned and occupied by two individuals.

Source: Herkimer County and Russia Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	187 ROUTE 8, COLD BROOK, NY 13324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 187 Rte 8 was $3,339, down 0.3% from the year before.

Source: Herkimer County and Russia Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Russia Town
Unified School District	Poland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,339.00 (-0.27%)
2025	$3,348.00	$150,000 Land $53,000 Building $97,000	$208,623 Land $73,713 Building $134,910
2023		$150,000 Land $53,000 Building $97,000	$200,000 Land $70,667 Building $129,333
2020	$2,504.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 187 Rte 8; there have been 3 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2019–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Nov 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 Rte 8 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MIDTEL Fiber	500 / 100
T-Mobile Fixed Wireless	100 / 20