309 Rte 8, Cold Brook, NY 13324 Property Records

Herkimer County and Russia Town property record for 309 Rte 8, Cold Brook, NY 13324

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,003 sqft · built 1920
Lot Size1.6 acres (69,696 sqft)
OwnerIndividual Name on File
Last Sale$43,000 (Jun 2013)
Tax Bill$979 (2025)
Deeds & MortgagesOct 2023 Refinance
Feb 2022 Sale
APN214401 088.44-1-6

Property Details

APN / Parcel Number

Primary APN214401 088.44-1-6
Alternative APNs
  • 440108804400010060000000
  • 062001620

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,003 sqft Living Area
1st Floor Area682 sqft
Upper Floors Area321 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area69,696 sqft (1.6 acres)
Lot Dimensions151 ft deep x 94 ft wide
PorchPorch
Porch Area72 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number062001620
Street Address309 ROUTE 8
CityCOLD BROOK
StateNY
Zip13324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code50
Legal DescriptionLOT 44 ROYAL GRANT HOUSE GARAGE RTE #8
Legal Block1
Legal Lot Number6.000
JurisdictionHERKIMER NY
Township / Civil DivisionRUSSIA
Census Block Group1
Census Block1004
Census Tract11503

Owner

Source: Herkimer County and Russia Town assessment roll, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address309 ROUTE 8, COLD BROOK, NY 13324
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST SOURCE FEDERAL CREDIT UNION
Feb 22, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 25, 2013 · Amount on Record
Deed SaleJun 25, 2013 · Amount on Record
Prior SaleMay 3, 2013 · Amount on Record
Deed Book / Page1492 / 518
Last Transfer DateFeb 16, 2022
Transfer Doc0RP2022951
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address309 ROUTE 8, COLD BROOK, NY 13324
Transaction TypeMortgage
Record UpdatedNov 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberRP20234930
DateOct 25, 2023
InstrumentRP2023-4930
Lender
NameFIRST SOURCE FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERKIMER NY
Recording DateFeb 22, 2022
Property Address309 ROUTE 8, COLD BROOK, NY 13324
Document Number0RP2022951
Instrument DateFeb 16, 2022
InstrumentRP2022-951
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 STATE ROUTE 8, COLD BROOK, NY 13324-4337

Tax Assessment & Valuation

Source: Herkimer County and Russia Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionRussia Town
MunicipalityCold Brook Village
Unified School DistrictPoland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$979.00 (+0.31%)$42,000 (-) Land $15,600 Building $26,400$58,414 (+4.31%) Land $21,697 Building $36,717
2023$42,000 Land $15,600 Building $26,400$56,000 Land $20,800 Building $35,200
2020$976.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2019–2026)
Claims Outside the SFHA2 of 3
Most Recent ClaimMar 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Nov 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOLAND VILLAGE
serves 508 people · EPA ID NY2102313
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
MIDTEL
Fiber
500 / 100

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