305 Rte 8, Cold Brook, NY 13324 Property Records

Herkimer County and Russia Town property record for 305 Rte 8, Cold Brook, NY 13324

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,680 sqft · built 1890
Lot Size1.4 acres (60,984 sqft)
OwnerIndividual Name on File
Last Sale$38,000 (Nov 2007)
Tax Bill$1,818 (2025)
Deeds & MortgagesJan 2018 Mortgage
APN214401 088.44-1-5

Property Details

APN / Parcel Number

Primary APN214401 088.44-1-5
Alternative APNs
  • 440108804400010050000000
  • 062003360

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,680 sqft Living Area
1st Floor Area840 sqft
2nd Floor Area840 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area60,984 sqft (1.4 acres)
Garage TypeDetached
Garage Area620 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area576 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number062003360
Street Address305 ROUTE 8
CityCOLD BROOK
StateNY
Zip13324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code50
Legal DescriptionN 44 RG HO 1 3/4 RTE 8
Legal Block1
Legal Lot Number5.000
JurisdictionHERKIMER NY
Township / Civil DivisionRUSSIA
Census Block Group1
Census Block1004
Census Tract11501

Owner

Source: Herkimer County and Russia Town assessment roll, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 166, COLD BROOK, NY 13324-0166
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 28, 2007 · Amount on Record
Deed SaleNov 28, 2007 · Amount on Record
Deed Book / Page1251 / 971
Record UpdatedJun 8, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address305 ROUTE 8, COLD BROOK, NY 13324
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberRP2018407
DateJan 25, 2018
InstrumentRP2018-407
Lender
NameFEDERAL NATIONAL MORTGAGE ASSN
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Herkimer County and Russia Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionRussia Town
MunicipalityCold Brook Village
Unified School DistrictPoland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,818.00 (+0.28%)$78,000 (-) Land $16,400 Building $61,600$108,484 (+4.31%) Land $22,809 Building $85,675
2023$78,000 Land $16,400 Building $61,600$104,000 Land $21,867 Building $82,133
2020$1,813.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOLAND VILLAGE
serves 508 people · EPA ID NY2102313
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
The Middleburgh Telephone Company
Fiber
500 / 100

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