187 Ridge Rd, Middletown, CT 06457 Property Records

Middletown City property record for 187 Ridge Rd, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,956 sqft · built 1925
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Nov 2024)
Tax Bill	$9,359 (2026)
Deeds & Mortgages	Nov 2024 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:36 L:0136`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:36 L:0136`
Alternative APN	`R10527`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,956 sqft Living Area
Gross Area	3,332 sqft
1st Floor Area	898 sqft
Attic	Attic
Attic Area	756 sqft
Basement Area	868 sqft
Unfinished Basement	300 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Shingle
Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R10527
Street Address	187 RIDGE RD
City	MIDDLETOWN
State	CT
Zip	06457-4434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPZ
Legal Lot Number	136
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2008
Census Tract	542000

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	187 RIDGE RD, MIDDLETOWN, CT 06457-4434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA
Jun 14, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Nov 8, 2021	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2024 · Amount on Record
Deed Sale	Nov 26, 2024 · Amount on Record
Prior Sale	Jun 14, 2022 · Amount on Record
Deed Book / Page	2110 / 360
Record Updated	Oct 29, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Nov 26, 2024
Property Address	187 RIDGE RD, MIDDLETOWN, CT 06457-4434
Document Number	002110-360
Book / Page	2110 / 360
Instrument Date	Nov 22, 2024
Transaction Type	Transfer
Record Updated	Dec 12, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002110362
Date	Nov 26, 2024
Instrument	2110/362

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jun 14, 2022
Property Address	187 RIDGE RD, MIDDLETOWN, CT 06457-4434
Document Number	002048-505
Book / Page	2048 / 505
Instrument Date	Jun 13, 2022
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	3710370016
Date	Jun 14, 2022
Instrument	3710370016

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Nov 8, 2021
Property Address	187 RIDGE RD, MIDDLETOWN, CT 06457-4434
Document Number	2026-918
Book / Page	2026 / 918
Instrument Date	Oct 22, 2021
Instrument	3658100003
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 RIDGE RD, MIDDLETOWN, CT 06457-4434

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,359.00 (+4.33%)	$242,380 (-) Land $60,720 Building $181,660	$374,594 (+120.78%)
2025		$242,380 (-) Land $60,720 Building $181,660	$169,666 Land $42,504 Building $127,162
2024	$8,971.00 (+4.52%)	$242,380 (-) Land $60,720 Building $181,660
2023	$8,583.00 (+19.66%)	$242,380 (+39.39%) Land $60,720 Building $181,660
2022	$7,173.00	$173,880 Land $38,350 Building $135,530

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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