181 Ridge Rd, Middletown, CT 06457 Property Records

Middletown City property record for 181 Ridge Rd, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,688 sqft · built 1921
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Mar 2024)
Tax Bill	$7,095 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage May 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:36 L:0135`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:36 L:0135`
Alternative APN	`R11666`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,688 sqft Living Area
Gross Area	3,118 sqft
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1983
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R11666
Street Address	181 RIDGE RD
City	MIDDLETOWN
State	CT
Zip	06457-4434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPZ
Legal Lot Number	135
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2008
Census Tract	542000

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	181 RIDGE RD, MIDDLETOWN, CT 06457-4434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERANT MORTGAGE
May 20, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Oct 5, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 10, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2024 · Amount on File
Deed Sale	Mar 18, 2024 · Amount on File
Prior Sale	Jul 31, 1997 · Amount on File
Deed Book / Page	2093 / 203
Prior Transfer Date	Aug 3, 2021
Prior Transfer Doc	2023-210
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Mar 18, 2024
Property Address	181 RIDGE RD, MIDDLETOWN, CT 06457-4434
Document Number	002093-203
Book / Page	2093 / 203
Instrument Date	Mar 15, 2024
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0002093206
Date	Mar 18, 2024
Instrument	2093/206

Lender

Name	AMERANT MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	181 RIDGE RD, MIDDLETOWN, CT 06457-4434
Transaction Type	Mortgage
Record Updated	Jun 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002046-400
Date	May 20, 2022
Book Page	2046/400
Instrument	3704380016

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2042

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Oct 5, 2021
Property Address	181 RIDGE RD, MIDDLETOWN, CT 06457-4434
Document Number	2023-210
Book / Page	2023 / 210
Instrument Date	Aug 3, 2021
Instrument	3648910006
Transaction Type	Transfer
Record Updated	Oct 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 RIDGE RD, MIDDLETOWN, CT 06457-4434

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	181 RIDGE RD, MIDDLETOWN, CT 06457-4434
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1928-316
Date	Sep 10, 2018
Book Page	1928/316
Instrument	3420700016

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2038

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,095.00 (+4.32%)	$183,750 (-) Land $59,070 Building $124,680	$345,453 (+168.57%)
2025		$183,750 (-) Land $59,070 Building $124,680	$128,625 Land $41,349 Building $87,276
2024	$6,801.00 (+4.52%)	$183,750 (-) Land $59,070 Building $124,680
2023	$6,507.00 (+22.2%)	$183,750 (+42.35%) Land $59,070 Building $124,680
2022	$5,325.00	$129,080 Land $37,300 Building $91,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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