175 Ridge Rd, Middletown, CT 06457 Property Records

Middletown City property record for 175 Ridge Rd, Middletown, CT 06457

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 3,020 sqft · built 1920
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (May 2020)
Tax Bill	$7,564 (2026)
Deeds & Mortgages	Mar 2021 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:36 L:0134`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:36 L:0134`
Alternative APN	`R02566`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,020 sqft Living Area
Gross Area	4,671 sqft
1st Floor Area	1,135 sqft
Basement Area	1,127 sqft
Unfinished Basement	1,127 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R02566
Street Address	175 RIDGE RD
City	MIDDLETOWN
State	CT
Zip	06457-4434
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RPZ
Legal Lot Number	134
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2008
Census Tract	542000

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	175 RIDGE RD, MIDDLETOWN, CT 06457-4434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 20, 2020	Warranty Deed, Transfer · FHA Mortgage GRAND HM LNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2020 · Amount on Record
Deed Sale	May 20, 2020 · Amount on Record
Prior Sale	Sep 11, 2007 · Amount on Record
Deed Document Number	20203531860003
Deed Book / Page	1969 / 447
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	175 RIDGE RD, MIDDLETOWN, CT 06457-4434
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2001-97
Date	Mar 26, 2021
Book Page	2001/97
Instrument	3599630015

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	May 20, 2020
Property Address	175 RIDGE RD, MIDDLETOWN, CT 06457-4434
Document Number	1969-447
Book / Page	001969 / 000447
Instrument Date	Apr 27, 2020
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 RIDGE RD MIDDLETOWN CT 064574434, MIDDLETOWN, CT 06457-4434

Mortgage

Document Number	1969-450
Date	May 20, 2020
Book Page	001969/000450

Lender

Name	GRAND HM LNS LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,564.00 (+4.33%)	$195,890 (-) Land $59,070 Building $136,820	$390,878 (+185.06%)
2025		$195,890 (-) Land $59,070 Building $136,820	$137,123 Land $41,349 Building $95,774
2024	$7,250.00 (+4.51%)	$195,890 (-) Land $59,070 Building $136,820
2023	$6,937.00 (+25.24%)	$195,890 (+45.9%) Land $59,070 Building $136,820
2022	$5,539.00	$134,260 Land $37,300 Building $96,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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