187 Newfound Harbor Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 187 Newfound Harbor Rd, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,480 sqft · built 1997
Lot Size0.316 acres (13,800 sqft)
OwnerIndividual Name on Record
Tax Bill$3,176 (2024)
Flood ZoneZone AE (high risk)
APN00246221-011800

Property Details

APN / Parcel Number

Primary APN00246221-011800
Alternative APNs
  • 26662900246221011800
  • 1315311

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories3 Stories
Building Area1,480 sqft Living Area
1st Floor Area1,468 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,800 sqft (0.316 acres)
Lot Dimensions115 ft deep x 120 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area396 sqft
Patio Area50 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1315311
Old Parcel Number26662900246221011800
Street Address187 NEWFOUND HARBOR RD
CityBIG PINE KEY
StateFL
Zip33043-3358
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 5 LOTS 8 AND 9 PINE KEY YACHT CLUB ESTATES BIG PINE KEY PB6-98 OR531-183 OR564-70 OR560-871 OR1096-451 OR1127-0313M/L
Legal Range29E
Legal Township66S
Legal Section26
Legal SubdivisionPINE KEY YACHT CLUB ESTATES
Legal Block5
Legal Lot Number8-9 9
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group2
Census Block2053
Census Tract971401

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address187 NEWFOUND HARBOR RD, BIG PINE KEY, FL 33043-3358
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 1989
Deed SaleJun 1, 1989
Deed Document Number0001096451
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$325,734 (+5.99%)$617,867 (-3.65%) Land $360,594 Building $257,273
2024$3,176.00 (+5.27%)
2023$3,017.00 (+2.69%) Homeowner's exemption$307,334 (+3%)$641,259 (+5.06%) Land $397,578 Building $243,681
2022$2,938.00 Homeowner's exemption$298,383$610,390 Land $365,217 Building $245,173

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 690 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies690 in force
Nearby Flood Claims982 (1980–2022)
Claims Outside the SFHA2 of 982
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 418 claims
  • Hurricane Wilma, Oct 2005 · 219 claims
  • Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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