117 Newfound Harbor Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 117 Newfound Harbor Rd, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,624 sqft · built 1993
Lot Size	0.175 acres (7,640 sqft)
Owner	2 Company Names on Record
Last Sale	$250,000 (Jul 2010)
Tax Bill	$3,735 (2024)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00246221-011100`

Property Details

APN / Parcel Number

Primary APN	`00246221-011100`
Alternative APNs	`26662900246221011100` `1315249`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,624 sqft Living Area
1st Floor Area	1,344 sqft
Attic	Attic
Attic Area	1,568 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2008
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,640 sqft (0.175 acres)
Garage Type	Covered
Garage Area	364 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	600 sqft
Deck Area	160 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1315249
Street Address	117 NEWFOUND HARBOR RD
City	BIG PINE KEY
State	FL
Zip	33043-3358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 5 LT 1 PINE KEY YACHT CLUB ESTATES BIG PINE KEY PB6-98 OR531-183 OR564-70 OR560-871 OR944-744E OR1092-1393 OR1280-1971/72F/J OR1284-2013 OR1310-1380 OR2047-1160R/S OR2473-499R/S OR2848-1623/24 OR2872-1960/61
Legal Range	29E
Legal Township	66S
Legal Section	26
Legal Subdivision	PINE KEY YACHT CLUB ESTATES
Legal Block	5
Legal Lot Number	1
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	2
Census Block	2053
Census Tract	971401

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	117 NEWFOUND HARBOR RD, BIG PINE KEY, FL 33043-3358
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2010 · Amount on Record
Deed Sale	Jul 1, 2010 · Amount on Record
Prior Sale	Oct 4, 2004 · Amount on Record
Deed Document Number	20101796073
Deed Book / Page	2473 / 499
Prior Transfer Date	Nov 15, 1993
Prior Transfer Doc	1284002013
Record Updated	Oct 29, 2026

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Apr 11, 2017
Property Address	117 NEWFOUND HARBOR RD, BIG PINE KEY, FL 33043-3358
Document Number	0028481623
Book / Page	002848 / 001623
Instrument Date	Mar 27, 2017
Instrument	2118374
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	117 NEWFOUND HARBOR RD BIG PINE KEY FL 330433358, BIG PINE KEY, FL 33043-3358

Mortgage

Document Number	28481625
Date	Apr 11, 2017
Book Page	002848/001625
Instrument	2118375

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 10, 2037

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$390,848 (+0.36%)	$505,392 (-0.97%) Land $280,082 Building $225,310
2024	$3,735.00 (+5.9%) Homeowner's exemption	$389,430 (-1.48%)	$510,343 (-3.69%) Land $280,082 Building $230,261
2023	$3,527.00 (+5.06%) Homeowner's exemption	$395,284 (+3.32%)	$529,871 (+3.48%) Land $308,809 Building $221,062
2022	$3,357.00 Homeowner's exemption	$382,572	$512,038 Land $283,673 Building $228,365

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 690 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	690 in force
Nearby Flood Claims	982 (1980–2022)
Claims Outside the SFHA	2 of 982
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 418 claims Hurricane Wilma, Oct 2005 · 219 claims Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20