154 Newfound Harbor Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 154 Newfound Harbor Rd, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,428 sqft · built 1990
Lot Size0.634 acres (27,600 sqft)
OwnerIndividual Name on Record
Last Sale$570,000 (Dec 2023)
Tax Bill$6,140 (2024)
Deeds & MortgagesDec 2023 Sale
Apr 2021 Mortgage
Flood ZoneZone AE (high risk)
APN00246221-010600

Property Details

APN / Parcel Number

Primary APN00246221-010600
Alternative APNs
  • 26662900246221010600
  • 1315192

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,428 sqft Living Area
1st Floor Area1,008 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2008
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area27,600 sqft (0.634 acres)
Lot Dimensions115 ft deep x 120 ft wide
Garage TypeCarport
Garage Area648 sqft
CarportCarport
Carport Area648 sqft
PorchFlorida Room
Porch Area640 sqft
Patio Area410 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C

Location & Zoning

Account Number1315192
Street Address154 NEWFOUND HARBOR RD
CityBIG PINE KEY
StateFL
Zip33043-3341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 4 LOTS 5 - 6 AND 23 - 24 PINE KEY YACHT CLUB ESTATES BIG PINE KEY PB6-98 OR531-183 OR560-871 OR564-70 OR936-1774 OR3256-0923
Legal Range29E
Legal Township66S
Legal Section26
Legal SubdivisionPINE KEY YACHT CLUB ESTATES
Legal Block4
Legal Lot Number5,24
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group2
Census Block2055
Census Tract971401

Owner

Source: Monroe County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1300 BIG PINE AVE, BIG PINE KEY, FL 33043-3336
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2023Warranty Deed, Transfer
Apr 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2023 · Amount on Record
Deed SaleDec 27, 2023 · Amount on Record
Prior SaleMar 1, 1985
Deed Document Number20232445840
Deed Book / Page3256 / 923
Prior Transfer DateDec 20, 2023
Prior Transfer Doc0032560923
Record UpdatedJun 8, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 27, 2023
Property Address154 NEWFOUND HARBOR RD, BIG PINE KEY, FL 33043-3341
Document Number0032560923
Book / Page3256 / 923
Map ReferenceMB 6 PG 98
Instrument DateDec 20, 2023
Instrument2445840
Transaction TypeTransfer
Record UpdatedJan 23, 2024

Transaction

AmountAmount Recorded
Tax$3,990.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1300 BIG PINE AVE, BIG PINE KEY, FL 33043-3336

Transferred To (Grantee/Buyer)

NameVerified Name
Address1300 BIG PINE AVE, BIG PINE KEY, FL 33043-3336

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address154 NEWFOUND HARBOR RD, BIG PINE KEY, FL 33043-3341
Transaction TypeMortgage
Record UpdatedApr 26, 2021
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1300 BIG PINE AVE, BIG PINE KEY, FL 33043-3336

Mortgage

Document Number0030872443
DateApr 9, 2021
Book Page3087/2443
Instrument2312777
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$623,329 (+15.4%) Land $432,251 Building $191,078$623,329 (+15.4%) Land $432,251 Building $191,078
2024$6,140.00 (+29.73%)
2023$4,733.00 (+6.53%)$540,129 (+5.28%) Land $355,350 Building $184,779$540,129 (+5.28%) Land $355,350 Building $184,779
2022$4,443.00$513,056 Land $326,025 Building $187,031$513,056 Land $326,025 Building $187,031

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 690 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies690 in force
Nearby Flood Claims982 (1980–2022)
Claims Outside the SFHA2 of 982
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 418 claims
  • Hurricane Wilma, Oct 2005 · 219 claims
  • Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Newfound Harbor Rd

Nearby Streets

Search Property Records by Address or Parcel Number