Suffolk County and Southampton Town property record for 187 Dune Rd, Water Mill, NY 11976
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 4 ba · 8,180 sqft · built 2016 |
| Lot Size | 1.53 acres (67,082 sqft) |
| Owner | Company Name on File |
| Last Sale | $4,350,000 (Jun 2000) |
| Tax Bill | $115,899 (2024) |
| Deeds & Mortgages | Aug 2022 Mortgage Dec 2020 Sale + 4 more |
| Flood Zone | Zone VE (high risk) |
| APN | 0900-179.00-02.00-027.000 |
| Primary APN | 0900-179.00-02.00-027.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 8,180 sqft Living Area |
| 1st Floor Area | 8,180 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood |
| Lot Area | 67,082 sqft |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,540 sqft |
| Patio Area | 1,540 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 187 DUNE RD |
|---|---|
| City | WATER MILL |
| State | NY |
| Zip | 11976-3503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Description | 98 SALE INCL 900-179-2-2 |
| Legal Block | 2 |
| Legal Lot Number | 27 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHAMPTON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 190712 |
187 Dune Rd is owned by a company that bought it in June 2000.
Source: Suffolk County and Southampton Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 225 WASHINGTON ST, 3, CONSHOHOCKEN, PA 19428-4122 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 27, 2022 | Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA |
| Dec 24, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Oct 10, 2019 | Loan Modification, Consolidation and Extension, Mortgage BANK OF AMERICA |
| Dec 15, 2017 | Loan Modification, Mortgage SIGNATURE BK |
| Dec 15, 2017 | Deed of Trust, Mortgage SIGNATURE BK |
| Feb 16, 2017 | Deed of Trust, Mortgage SIGNATURE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2000 · Amount on File |
| Deed Sale | Jun 9, 2000 · Amount on File |
| Prior Sale | Jun 26, 1998 · Amount on File |
| Deed Book / Page | 12047 / 960 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 187 DUNE RD, WATER MILL, NY 11976-3503 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0234520187 |
|---|---|
| Date | Aug 27, 2022 |
| Book Page | 23452/187 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.6% |
| Type Change Date | Jul 1, 2032 |
| Index | Other |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Dec 24, 2020 |
| Property Address | 187 DUNE RD, WATER MILL, NY 11976-3503 |
| Document Number | 0130840133 |
| Book / Page | 013084 / 000133 |
| Instrument Date | Dec 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $200,600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 225 WASHINGTON ST #3 CONSHOHOCKEN PA 194284122, 3, CONSHOHOCKEN, PA 19428-4122 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 187 DUNE RD, WATER MILL, NY 11976-3503 |
| Document Number | 0230720922 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 600 MADISON AVE NEW YORK NY 100221615, NEW YORK, NY 10022-1615 |
| Document Number | 0230720922 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 023072/000922 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 20 GREENWAY PLZ # 900, HOUSTON, TX 77046-2007 |
| Amount | Amount on Record |
|---|---|
| Term | 480 Months |
| Due | Oct 23, 2059 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 187 DUNE RD, WATER MILL, NY 11976-3503 |
| Document Number | 0228880469 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2018 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 600 MADISON AVE #15 NEW YORK NY 100221761, 15, NEW YORK, NY 10022-1761 |
| Document Number | 0228880469 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 022888/000469 |
| Name | SIGNATURE BK |
|---|---|
| Type | Bank |
| Address | 565 5TH AVE, NEW YORK, NY 10017-2413 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 187 DUNE RD, WATER MILL, NY 11976-3503 |
| Document Number | 0228880468 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2019 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 600 MADISON AVE NEW YORK NY 100221615, NEW YORK, NY 10022-1615 |
| Document Number | 0228880468 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 022888/000468 |
| Name | SIGNATURE BK |
|---|---|
| Type | Bank |
| Address | 565 5TH AVE, NEW YORK, NY 10017-2413 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 187 DUNE RD, WATER MILL, NY 11976-3503 |
| Document Number | 0227980135 |
| Instrument Date | Feb 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2019 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 600 MADISON AVE NEW YORK NY 100221615, NEW YORK, NY 10022-1615 |
| Document Number | 0227980135 |
|---|---|
| Date | Mar 15, 2017 |
| Book Page | 022798/000135 |
| Name | SIGNATURE BK |
|---|---|
| Type | Bank |
| Address | 565 5TH AVE, NEW YORK, NY 10017-2413 |
| Amount | Amount on Record |
|---|
Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southampton Town |
| Unified School District | Southampton Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,473,700 Land $15,883,100 Building $7,590,600 | $37,259,841 (-) Land $25,211,270 Building $12,048,571 | |
| 2024 | $115,899.00 | $37,259,841 (+10.32%) Land $25,211,270 Building $12,048,571 | |
| 2023 | $23,473,700 Land $15,883,100 Building $7,590,600 | $33,775,108 Land $22,853,381 Building $10,921,727 | |
| 2020 | $114,383.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 187 Dune Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 18.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 265 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 265 in force |
| Nearby Flood Claims | 14 (2006–2023) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 187 Dune Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
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