187 Dune Rd, Water Mill, NY 11976 Property Records

Suffolk County and Southampton Town property record for 187 Dune Rd, Water Mill, NY 11976

Property Summary

Property TypeSingle Family Home
Details7 bd · 4 ba · 8,180 sqft · built 2016
Lot Size1.53 acres (67,082 sqft)
OwnerCompany Name on File
Last Sale$4,350,000 (Jun 2000)
Tax Bill$115,899 (2024)
Deeds & MortgagesAug 2022 Mortgage
Dec 2020 Sale
+ 4 more
Flood ZoneZone VE (high risk)
APN0900-179.00-02.00-027.000

Property Details

APN / Parcel Number

Primary APN0900-179.00-02.00-027.000
Alternative APNs
  • 473689 179.000-0002-027.000
  • 368917900000020270000000
  • 473600311490

Interior

Bedrooms7 Beds
Full Baths4 Baths
Building Area8,180 sqft Living Area
1st Floor Area8,180 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleMobile Home
Exterior MaterialWood
Lot Area67,082 sqft
View / LotWaterfront
Garage TypeBasement

Exterior Amenities

PorchOpen Porch
Porch Area1,540 sqft
Patio Area1,540 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address187 DUNE RD
CityWATER MILL
StateNY
Zip11976-3503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR80
Legal Description98 SALE INCL 900-179-2-2
Legal Block2
Legal Lot Number27
JurisdictionSUFFOLK NY
Township / Civil DivisionSOUTHAMPTON
Census Block Group1
Census Block1031
Census Tract190712

Owner

187 Dune Rd is owned by a company that bought it in June 2000.

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address225 WASHINGTON ST, 3, CONSHOHOCKEN, PA 19428-4122
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2022Deed of Trust, Mortgage · ARM
JPMORGAN CHASE BANK NA
Dec 24, 2020Grant Deed, Transfer
NOT AVAILABLE
Oct 10, 2019Loan Modification, Consolidation and Extension, Mortgage
BANK OF AMERICA
Dec 15, 2017Loan Modification, Mortgage
SIGNATURE BK
Dec 15, 2017Deed of Trust, Mortgage
SIGNATURE BK
Feb 16, 2017Deed of Trust, Mortgage
SIGNATURE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2000 · Amount on File
Deed SaleJun 9, 2000 · Amount on File
Prior SaleJun 26, 1998 · Amount on File
Deed Book / Page12047 / 960
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address187 DUNE RD, WATER MILL, NY 11976-3503
Transaction TypeMortgage
Record UpdatedDec 5, 2023
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0234520187
DateAug 27, 2022
Book Page23452/187
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term349 Months
DueSep 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.6%
Type Change DateJul 1, 2032
IndexOther

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateDec 24, 2020
Property Address187 DUNE RD, WATER MILL, NY 11976-3503
Document Number0130840133
Book / Page013084 / 000133
Instrument DateDec 10, 2020
Transaction TypeTransfer
Record UpdatedMar 1, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$200,600.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address225 WASHINGTON ST #3 CONSHOHOCKEN PA 194284122, 3, CONSHOHOCKEN, PA 19428-4122

October 2019: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSUFFOLK NY
Property Address187 DUNE RD, WATER MILL, NY 11976-3503
Document Number0230720922
Instrument DateOct 10, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address600 MADISON AVE NEW YORK NY 100221615, NEW YORK, NY 10022-1615

Mortgage

Document Number0230720922
DateOct 24, 2019
Book Page023072/000922
Lender
NameBANK OF AMERICA
TypeBank
Address20 GREENWAY PLZ # 900, HOUSTON, TX 77046-2007
Agreement
AmountAmount on Record
Term480 Months
DueOct 23, 2059
Interest
Rate TypeAdjustable Rate
Rate2.75%

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSUFFOLK NY
Property Address187 DUNE RD, WATER MILL, NY 11976-3503
Document Number0228880469
Instrument DateDec 15, 2017
Transaction TypeMortgage
Record UpdatedJan 31, 2018
Title CompanyCOMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address600 MADISON AVE #15 NEW YORK NY 100221761, 15, NEW YORK, NY 10022-1761

Mortgage

Document Number0228880469
DateDec 29, 2017
Book Page022888/000469
Lender
NameSIGNATURE BK
TypeBank
Address565 5TH AVE, NEW YORK, NY 10017-2413
Agreement
AmountAmount on Record

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address187 DUNE RD, WATER MILL, NY 11976-3503
Document Number0228880468
Instrument DateDec 15, 2017
Transaction TypeMortgage
Record UpdatedDec 30, 2019
Title CompanyCOMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address600 MADISON AVE NEW YORK NY 100221615, NEW YORK, NY 10022-1615

Mortgage

Document Number0228880468
DateDec 29, 2017
Book Page022888/000468
Lender
NameSIGNATURE BK
TypeBank
Address565 5TH AVE, NEW YORK, NY 10017-2413
Agreement
AmountAmount on Record

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address187 DUNE RD, WATER MILL, NY 11976-3503
Document Number0227980135
Instrument DateFeb 16, 2017
Transaction TypeMortgage
Record UpdatedDec 30, 2019
Title CompanyCOMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address600 MADISON AVE NEW YORK NY 100221615, NEW YORK, NY 10022-1615

Mortgage

Document Number0227980135
DateMar 15, 2017
Book Page022798/000135
Lender
NameSIGNATURE BK
TypeBank
Address565 5TH AVE, NEW YORK, NY 10017-2413
Agreement
AmountAmount on Record

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSouthampton Town
Unified School DistrictSouthampton Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$23,473,700 Land $15,883,100 Building $7,590,600$37,259,841 (-) Land $25,211,270 Building $12,048,571
2024$115,899.00$37,259,841 (+10.32%) Land $25,211,270 Building $12,048,571
2023$23,473,700 Land $15,883,100 Building $7,590,600$33,775,108 Land $22,853,381 Building $10,921,727
2020$114,383.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 187 Dune Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation18.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 265 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies265 in force
Nearby Flood Claims14 (2006–2023)
Claims Outside the SFHA2 of 14
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 Dune Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000

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