185 Dune Rd, Water Mill, NY 11976 Property Records

Suffolk County and Southampton Town property record for 185 Dune Rd, Water Mill, NY 11976

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 4,094 sqft · built 2012
Lot Size0.96 acres (41,818 sqft)
Owner2 Individual Names on Record
Last Sale$740,000 (Aug 1999)
Tax Bill$33,459 (2024)
Deeds & MortgagesSep 2020 Line of Credit
Flood ZoneZone VE (high risk)
APN0905-020.00-02.00-015.000

Property Details

APN / Parcel Number

Primary APN0905-020.00-02.00-015.000
Alternative APNs
  • 473607 020.000-0002-015.000
  • 360702000000020150000000
  • 47360088190

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area4,094 sqft Living Area
1st Floor Area4,094 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleMobile Home
Exterior MaterialWood
Lot Area41,818 sqft (0.96 acres)
View / LotWaterfront
Garage TypeBasement
PorchOpen Porch
Porch Area2,748 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address185 DUNE RD
CityWATER MILL
StateNY
Zip11976
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description87 REV CTR LD-550089 BOR90 BOR N/C
Legal SubdivisionGILBERT PRATT
Legal Block2
Legal Lot Number15
JurisdictionSUFFOLK NY
Township / Civil DivisionSOUTHAMPTON
Census Block Group4
Census Block4006
Census Tract190502

Owner

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1100 BISCAYNE BLVD, 2, MIAMI, FL 33132-1734
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 1999 · Amount on Record
Deed SaleAug 6, 1999 · Amount on Record
Deed Book / Page11981 / 167
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address185 DUNE RD, WESTHAMPTON BEACH, NY 11978-3004
Document Number0231990632
Instrument DateSep 18, 2020
Transaction TypeMortgage
Record UpdatedFeb 22, 2021
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 DUNE RD WESTHAMPTON BEACH NY 119783004, WESTHAMPTON BEACH, NY 11978-3004

Mortgage

Document Number0231990632
DateNov 24, 2020
Book Page023199/000632
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
Address1281 OLD COUNTRY RD, RIVERHEAD, NY 11901-2021
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 23, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSouthampton Town
MunicipalityWesthampton Beach Village
Unified School DistrictWesthampton Beach Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,505,200 (-) Land $3,919,900 Building $1,585,300$8,738,412 (-) Land $6,222,063 Building $2,516,349
2024$33,459.00 (+156.08%)$8,738,412 (+10.32%) Land $6,222,063 Building $2,516,349
2023$5,505,200 (+21.8%) Land $3,919,900 Building $1,585,300$7,921,151 (+38.45%) Land $5,640,144 Building $2,281,007
2022$13,066.00 (-58.32%)$4,519,700 Land $3,919,900 Building $599,800$5,721,140 Land $4,961,899 Building $759,241
2020$31,345.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation16.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 242 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies439 units insured
incl. 197 condo units
Nearby Flood Claims32 (1991–2024)
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Nov 2012 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000

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