Suffolk County and Southampton Town property record for 185 Dune Rd, Water Mill, NY 11976
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 4,094 sqft · built 2012 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $740,000 (Aug 1999) |
| Tax Bill | $33,459 (2024) |
| Deeds & Mortgages | Sep 2020 Line of Credit |
| Flood Zone | Zone VE (high risk) |
| APN | 0905-020.00-02.00-015.000 |
| Primary APN | 0905-020.00-02.00-015.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 4,094 sqft Living Area |
| 1st Floor Area | 4,094 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood |
| Lot Area | 41,818 sqft (0.96 acres) |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Porch | Open Porch |
| Porch Area | 2,748 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 185 DUNE RD |
|---|---|
| City | WATER MILL |
| State | NY |
| Zip | 11976 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 87 REV CTR LD-550089 BOR90 BOR N/C |
| Legal Subdivision | GILBERT PRATT |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHAMPTON |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 190502 |
Source: Suffolk County and Southampton Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1100 BISCAYNE BLVD, 2, MIAMI, FL 33132-1734 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 1999 · Amount on Record |
| Deed Sale | Aug 6, 1999 · Amount on Record |
| Deed Book / Page | 11981 / 167 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 185 DUNE RD, WESTHAMPTON BEACH, NY 11978-3004 |
| Document Number | 0231990632 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 185 DUNE RD WESTHAMPTON BEACH NY 119783004, WESTHAMPTON BEACH, NY 11978-3004 |
| Document Number | 0231990632 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 023199/000632 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | 1281 OLD COUNTRY RD, RIVERHEAD, NY 11901-2021 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 23, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southampton Town |
| Municipality | Westhampton Beach Village |
| Unified School District | Westhampton Beach Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,505,200 (-) Land $3,919,900 Building $1,585,300 | $8,738,412 (-) Land $6,222,063 Building $2,516,349 | |
| 2024 | $33,459.00 (+156.08%) | $8,738,412 (+10.32%) Land $6,222,063 Building $2,516,349 | |
| 2023 | $5,505,200 (+21.8%) Land $3,919,900 Building $1,585,300 | $7,921,151 (+38.45%) Land $5,640,144 Building $2,281,007 | |
| 2022 | $13,066.00 (-58.32%) | $4,519,700 Land $3,919,900 Building $599,800 | $5,721,140 Land $4,961,899 Building $759,241 |
| 2020 | $31,345.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 242 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 439 units insured incl. 197 condo units |
| Nearby Flood Claims | 32 (1991–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
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