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187 Cottage St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 187 Cottage St, Woonsocket, RI 02895

Property Summary

Property TypeApartments (5+ Units)
Details7 bd · 4 ba · 3,188 sqft · built 1900
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$375,000 (Feb 2021)
Tax Bill$4,839 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Apr 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN838645

Property Details

APN / Parcel Number

Primary APN838645
Alternative APN
  • WOON M:16B L:263 U:10

Interior

Bedrooms7 Beds
Full Baths4 Baths
Total Rooms15 Rooms
Units4 Units
Stories3 Stories
Building Area3,188 sqft Living Area
Gross Area3,860 sqft
1st Floor Area872 sqft
Basement Area572 sqft
Finished Basement286 sqft
Unfinished Basement286 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialCombination
Construction TypeFrame
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number838645
Street Address187 COTTAGE ST
CityWOONSOCKET
StateRI
Zip02895-5654
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeR4
Legal Lot Number263
JurisdictionWOONSOCKET RI
Township / Civil DivisionWOONSOCKET
Census Block Group2
Census Block2004
Census Tract17800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Blackstone Canal (Boundary Increase)
listed 1991 · 8 contributing resources · NRIS 91001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Woonsocket City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address187 COTTAGE ST, WOONSOCKET, RI 02895-5654
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2021Warranty Deed, Transfer · FHA Mortgage
PRIMARY RESIDENTIAL MORTGAGE
Apr 10, 2018Warranty Deed, Transfer
Jul 18, 2017Quit Claim Deed, Transfer
THOMAS W DEJORDY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 2021 · Amount on Record
Deed SaleFeb 23, 2021 · Amount on Record
Prior SaleApr 10, 2018 · Amount on Record
Deed Book / Page2598 / 308
Record UpdatedSep 20, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOONSOCKET RI
Recording DateFeb 23, 2021
Property Address187 COTTAGE ST, WOONSOCKET, RI 02895-5654
Document Number2598-308
Book / Page2598 / 308
Instrument DateJan 28, 2021
Instrument212532
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number212533
DateFeb 23, 2021
Instrument212533
Lender
NamePRIMARY RESIDENTIAL MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOONSOCKET RI
Recording DateApr 10, 2018
Property Address187 COTTAGE ST, WOONSOCKET, RI 02895-5654
Document Number2350-322
Book / Page002350 / 000322
Instrument DateApr 9, 2018
Instrument193990
Transaction TypeTransfer
Record UpdatedMay 1, 2018

Transaction

AmountAmount Recorded
Tax$24.68
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 569 BARRINGTON RI 028060894, BARRINGTON, RI 02806-0894

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWOONSOCKET RI
Recording DateJul 18, 2017
Property Address187 COTTAGE ST, WOONSOCKET, RI 02895-5654
Document Number2296-348
Book / Page002296 / 000348
Instrument DateJul 11, 2017
Instrument189512
Transaction TypeTransfer
Record UpdatedAug 8, 2017

Transaction

AmountAmount Recorded
Tax$61.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address187 COTTAGE ST WOONSOCKET RI 028955654, WOONSOCKET, RI 02895-5654

Mortgage

Document Number2297-6
DateJul 18, 2017
Book Page002297/000006
Instrument189517
Lender
NameTHOMAS W DEJORDY
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWoonsocket City
Unified School DistrictWoonsocket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,839.00 (-6.28%)$430,900 (+16.68%) Land $94,100 Building $336,800
2023$5,163.00$369,300 (-) Land $94,100 Building $275,200
2022$5,163.00$369,300 Land $94,100 Building $275,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWOONSOCKET WATER DIVISION
serves 45,828 people · EPA ID RI1559518
Water SourceSurface water
Last State InspectionOct 2023
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

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