18685 Traverse Ln, Big Lake, MN 55309 Property Records

Sherburne County property record for 18685 Traverse Ln, Big Lake, MN 55309

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,100 sqft · built 2009
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Nov 2017)
Tax Bill	$3,622 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65-524-0556`

Property Details

APN / Parcel Number

Primary APN	`65-524-0556`
Alternative APNs	`65-00524-0556` `30534`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft
Basement Area	806 sqft
Finished Basement	806 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	708 sqft
Driveway	Driveway

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	40 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	30534
Street Address	18685 TRAVERSE LN
City	BIG LAKE
State	MN
Zip	55309-4698
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28, BLK 5
Legal Range	27W
Legal Township	33N
Legal Section	30
Legal Subdivision	MEADOWS OF BIG LAKE
Legal Block	5
Legal Lot Number	28
Jurisdiction	SHERBURNE MN
Township / Civil Division	BIG LAKE
Census Block Group	3
Census Block	3013
Census Tract	30410

Owner

18685 Traverse Ln is owned and occupied by two individuals who bought it in November 2017.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18685 TRAVERSE LN, BIG LAKE, MN 55309-4698
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2017 · Amount on File
Deed Sale	Nov 15, 2017 · Amount on File
Prior Sale	Dec 8, 2009 · Amount on File
Deed Document Number	2017848134
Record Updated	Oct 29, 2026

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SHERBURNE MN
Recording Date	Nov 15, 2017
Property Address	18685 TRAVERSE LN, BIG LAKE, MN 55309-4698
Document Number	0000848134
Instrument Date	Nov 7, 2017
Instrument	848134
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$676.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18685 TRAVERSE LN, BIG LAKE, MN 55309-4698

Mortgage

Document Number	0000848135
Date	Nov 15, 2017
Instrument	848135

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 18685 Traverse Ln was $3,622 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Big Lake City
County	Sherburne County
Unified School District	Big Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,400 (+1.53%) Land $78,400 Building $227,000	$305,400 (+1.53%) Land $78,400 Building $227,000
2025	$3,622.00	$300,800 Land $78,400 Building $222,400	$300,800 Land $78,400 Building $222,400
2023	$3,592.00	$301,100 Land $79,700 Building $221,400
2021			$301,100 Land $79,700 Building $221,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18685 Traverse Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18685 Traverse Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Big Lake serves 13,056 people · EPA ID MN1710002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	100 / 20