18663 Traverse Ln, Big Lake, MN 55309 Property Records

Sherburne County property record for 18663 Traverse Ln, Big Lake, MN 55309

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,260 sqft · built 2004
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$353,000 (Mar 2022)
Tax Bill	$4,262 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65-524-0560`

Property Details

APN / Parcel Number

Primary APN	`65-524-0560`
Alternative APNs	`65-00524-0560` `30536`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	1,148 sqft
Finished Basement	1,148 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.62 acres)
Garage Type	Attached
Garage Area	820 sqft
Driveway	Driveway

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	40 sqft
Deck Area	404 sqft
Patio Area	290 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	30536
Street Address	18663 TRAVERSE LN
City	BIG LAKE
State	MN
Zip	55309-4698
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30, BLK 5
Legal Range	27W
Legal Township	33N
Legal Section	30
Legal Subdivision	MEADOWS OF BIG LAKE
Legal Block	5
Legal Lot Number	30
Jurisdiction	SHERBURNE MN
Township / Civil Division	BIG LAKE
Census Block Group	3
Census Block	3013
Census Tract	30410

Owner

18663 Traverse Ln is owned and occupied by two individuals who bought it in March 2022.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18663 TRAVERSE LN, BIG LAKE, MN 55309-4698
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2022 · Amount on File
Deed Sale	Mar 7, 2022 · Amount on File
Prior Sale	Mar 23, 2015 · Amount on File
Deed Document Number	20221385091
Prior Transfer Date	Nov 14, 2011
Prior Transfer Doc	0000741328
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Mar 9, 2022
Property Address	18663 TRAVERSE LN, BIG LAKE, MN 55309-4698
Document Number	0000938876
Instrument Date	Mar 7, 2022
Instrument	938876
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,164.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18663 TRAVERSE LN, BIG LAKE, MN 55309-4698

Mortgage

Document Number	0000938877
Date	Mar 9, 2022
Instrument	938877

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 18663 Traverse Ln was $4,262 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Big Lake City
County	Sherburne County
Unified School District	Big Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,700 (+3.22%) Land $104,700 Building $254,000	$358,700 (+3.22%) Land $104,700 Building $254,000
2025	$4,262.00	$347,500 Land $104,700 Building $242,800	$347,500 Land $104,700 Building $242,800
2023	$4,142.00	$349,400 Land $104,700 Building $244,700
2021			$349,400 Land $104,700 Building $244,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18663 Traverse Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18663 Traverse Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Big Lake serves 13,056 people · EPA ID MN1710002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	100 / 20