18635 Traverse Ln, Big Lake, MN 55309 Property Records

Sherburne County property record for 18635 Traverse Ln, Big Lake, MN 55309

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,031 sqft · built 2004
Lot Size0.52 acres (22,651 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Jan 2019)
Tax Bill$3,724 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN65-524-0562

Property Details

APN / Parcel Number

Primary APN65-524-0562
Alternative APNs
  • 65-00524-0562
  • 30537

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,031 sqft Living Area
1st Floor Area1,031 sqft
Basement Area825 sqft
Finished Basement825 sqft
Breakfast NookBreakfast Nook
Family RoomFamily Room
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Architectural StyleSplit Foyer
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area22,651 sqft (0.52 acres)
Garage TypeAttached
Garage Area528 sqft
DrivewayDriveway

Exterior Amenities

PorchOpen Porch
Porch Area36 sqft
Deck Area299 sqft
Wet BarWet Bar

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number30537
Street Address18635 TRAVERSE LN
CityBIG LAKE
StateMN
Zip55309-4698
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 31, BLK 5
Legal Range27W
Legal Township33N
Legal Section30
Legal SubdivisionMEADOWS OF BIG LAKE
Legal Block5
Legal Lot Number31
JurisdictionSHERBURNE MN
Township / Civil DivisionBIG LAKE
Census Block Group3
Census Block3013
Census Tract30410

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address18635 TRAVERSE LN, BIG LAKE, MN 55309-4698
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
Jan 15, 2019Warranty Deed, Transfer · Conventional Mortgage
CROSS COUNTRY MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 15, 2019 · Amount on Record
Deed SaleJan 15, 2019 · Amount on Record
Prior SaleMay 13, 2005 · Amount on Record
Deed Document Number2019867328
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address18635 TRAVERSE LN, BIG LAKE, MN 55309-4698
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000897356
DateAug 6, 2020
Instrument897356
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050
Interest
Rate TypeFixed Rate

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateJan 15, 2019
Property Address18635 TRAVERSE LN, BIG LAKE, MN 55309-4698
Document Number0000867328
Instrument DateJan 10, 2019
Instrument867328
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$742.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18635 TRAVERSE LN, BIG LAKE, MN 55309-4698

Mortgage

Document Number0000867329
DateJan 15, 2019
Instrument867329
Lender
NameCROSS COUNTRY MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueFeb 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityBig Lake City
CountySherburne County
Unified School DistrictBig Lake Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$314,700 (+2.08%) Land $97,400 Building $217,300$314,700 (+2.08%) Land $97,400 Building $217,300
2025$3,724.00 (+3.96%)$308,300 (-0.36%) Land $97,400 Building $210,900$308,300 (-0.36%) Land $97,400 Building $210,900
2023$3,582.00$309,400 Land $97,400 Building $212,000
2021$309,400 Land $97,400 Building $212,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 84% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBig Lake
serves 13,056 people · EPA ID MN1710002
Water SourceGroundwater
Last State InspectionMar 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20

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