18655 River Woods Dr, Bend, OR 97702 Property Records

Deschutes County property record for 18655 River Woods Dr, Bend, OR 97702

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,700 sqft · built 2002
Lot Size1.34 acres (58,370 sqft)
Owner2 Individual Names on Record
Last Sale$270,000 (Mar 2008)
Tax Bill$3,134 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN181127-AC-01700

Property Details

APN / Parcel Number

Primary APN181127-AC-01700
Alternative APNs
  • R1004181127A006600
  • 107824

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,700 sqft Living Area
Gross Area2,228 sqft
1st Floor Area1,700 sqft
Utility RoomUtility Room

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area58,370 sqft (1.34 acres)
Garage Area528 sqft
Shed1 Shed
Lean-To144 sqft
Total Buildings2 Buildings

Location & Zoning

Account Number107824
Street Address18655 RIVER WOODS DR
CityBEND
StateOR
Zip97702-7903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR10
Legal DescriptionDESCHUTES RIVER WOODS BLOCK AAA LOT 1
Legal Range11
Legal Township18
Legal Section27
Legal SubdivisionDESCHUTES RIVER WOODS
Legal BlockAAA
Legal Lot Number1
JurisdictionDESCHUTES OR
Township / Civil DivisionSISTERS-MILLICAN
Census Block Group1
Census Block1017
Census Tract401

Owner

Source: Deschutes County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18655 RIVER WOODS DR, BEND, OR 97702-7903
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2026Deed of Trust, Mortgage · Line of Credit
TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES
Feb 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2008 · Amount on Record
Deed SaleMar 4, 2008 · Amount on Record
Deed Document Number20089815
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Recording DateJun 9, 2026
Property Address18655 RIVER WOODS DR, BEND, OR 97702-7903
Document Number0000017101
Instrument DateMay 26, 2026
Instrument202617101
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address18655 RIVER WOODS DR, BEND, OR 97702-7903

Mortgage

Document Number0000017101,
DateJun 9, 2026
Instrument202617101
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 22, 2056
Interest
Rate6.3%
Max Rate-1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address18655 RIVER WOODS DR, BEND, OR 97702-7903
Transaction TypeMortgage
Record UpdatedApr 1, 2021
Title CompanyWESTERN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011929
DateFeb 25, 2021
Instrument2021-11929
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,134.00 (+4.43%)$204,830 (+3%)$711,990 (-4.77%) Land $281,700 Building $430,290
2024$3,001.00 (+6.12%)$198,870 (+3%)$747,680 (+6.48%) Land $292,500 Building $455,180
2023$2,828.00$193,080$702,160 Land $277,500 Building $424,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 86% of Oregon
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable
1,000 / 20
Starlink
Satellite
280 / 30
CenturyLink
DSL
140 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Woods Dr

Nearby Streets

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