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18650 3rd Ave, Clermont, FL 34715 Property Records

Lake County property record for 18650 3rd Ave, Clermont, FL 34715 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,970 sqft · built 2019
Lot Size9.85 acres (429,066 sqft)
Owner2 Individual Names on File
Last Sale$61,900 (May 2016)
Tax Bill$4,943 (2024)
Deeds & MortgagesMay 2022 Mortgage
Mar 2020 Mortgage
Flood ZoneZone AE (high risk)
APN34-21-26-0400-000-00100

Property Details

APN / Parcel Number

Primary APN34-21-26-0400-000-00100
Alternative APN
  • 3880821

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,970 sqft Living Area
1st Floor Area1,920 sqft
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2024
Exterior MaterialAsbestos
Construction TypeSteel Frame
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area429,066 sqft (9.85 acres)
Garage TypeDetached
PorchOpen Porch
Porch Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3880821
Street Address18650 3RD AVE
CityCLERMONT
StateFL
Zip34715-6811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHADER RIDGE PB 64 PG 47 LOT 1 ORB 4783 PG 110
Legal Section34
Legal SubdivisionSHADER RIDGE
Legal Tract400
Legal Lot Number1
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group2
Census Block2033
Census Tract31301

Owner

Source: Lake County records · APN 34-21-26-0400-000-00100

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address18650 3RD AVE, CLERMONT, FL 34715-6811
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2022Deed of Trust, Mortgage · FHA Mortgage
FIRST SAVINGS BANK
Mar 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
BARRY L & PATRICIA L B ERCKERT

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 23, 2016 · Amount on Record
Deed SaleMay 23, 2016 · Amount on Record
Deed Document Number2016052691
Deed Book / Page4783 / 0110
Record UpdatedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address18650 3RD AVE, CLERMONT, FL 34715-6811
Transaction TypeMortgage
Record UpdatedMay 18, 2023
Title CompanyACUITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address18650 3RD AVE, CLERMONT, FL 34715-6811

Mortgage

Document Number0059641794
DateMay 26, 2022
Book Page5964/1794
Instrument2022074120
Lender
NameFIRST SAVINGS BANK
TypeBank
AddressCLARKSVILLE, IN 47129
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address18650 3RD AVE, CLERMONT, FL 34715-6811
Document Number0054411786
Instrument DateMar 11, 2020
Transaction TypeMortgage
Record UpdatedJun 17, 2020
Title CompanyAPPLE TITLE LIMITED, APPLE TITLE LTD

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address18650 3RD AVE CLERMONT FL 347156811, CLERMONT, FL 34715-6811

Mortgage

Document Number0054411786
DateMar 19, 2020
Book Page005441/001786
Instrument33943
Lender
NameBARRY L & PATRICIA L B ERCKERT
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMar 18, 2025
Interest
Rate10%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$364,750 (+5.99%) Land $167,869 Building $196,881$471,514 (+1.82%) Land $167,869 Building $303,645
2024$4,943.00 (+6.23%)
2023$4,653.00 (+14.18%) Homeowner's exemption$344,150 (+10.72%)$463,071 (+24.47%) Land $167,869 Building $295,202
2022$4,075.00 Homeowner's exemption$310,830$372,039 Land $100,837 Building $271,202

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690313012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation68.3 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 32 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies32 in force

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 625 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

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