18620 3rd Ave, Clermont, FL 34715 Property Records

Lake County property record for 18620 3rd Ave, Clermont, FL 34715

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,727 sqft · built 2022
Lot Size	5.92 acres (258,311 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Jan 2020)
Tax Bill	$8,340 (2024)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-21-26-0400-000-00300`

Property Details

APN / Parcel Number

Primary APN	`34-21-26-0400-000-00300`
Alternative APN	`3880823`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,727 sqft Living Area

Exterior

Year Built	Built 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	258,311 sqft (5.92 acres)
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3880823
Street Address	18620 3RD AVE
City	CLERMONT
State	FL
Zip	34715-6811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADER RIDGE PB 64 PG 47 LOT 3 ORB 5398 PG 2283
Legal Section	34
Legal Subdivision	SHADER RIDGE
Legal Tract	400
Legal Lot Number	3
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2033
Census Tract	31301

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18620 3RD AVE, CLERMONT, FL 34715-6811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2020 · Amount on Record
Deed Sale	Jan 2, 2020 · Amount on Record
Deed Document Number	2020000090
Deed Book / Page	5398 / 2283
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 2, 2020
Property Address	18620 3RD AVE, CLERMONT, FL 34715-6811
Document Number	0053982283
Book / Page	005398 / 002283
Instrument Date	Dec 26, 2019
Instrument	90
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	APPLE TITLE LIMITED, APPLE TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12835 DROXFORD RD WINDERMERE FL 347866648, WINDERMERE, FL 34786-6648

Mortgage

Document Number	53982284
Date	Jan 2, 2020
Book Page	005398/002284
Instrument	91

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2025

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$597,422 (+1.98%) Land $233,293 Building $364,129	$597,422 (+1.98%) Land $233,293 Building $364,129
2024	$8,340.00 (+7.09%)
2023	$7,788.00 (+240.83%)	$585,840 (+318.47%)	$585,840 (+318.47%) Land $233,293 Building $352,547
2022	$2,285.00	$139,997	$139,997 Land $139,997

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEOLA WATER DEPARTMENT (2 WPS) serves 20,605 people · EPA ID FL3350836
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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