18644 3rd Ave, Clermont, FL 34715 Property Records

Lake County property record for 18644 3rd Ave, Clermont, FL 34715

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,204 sqft · built 2019
Lot Size	5.92 acres (258,311 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,900 (Apr 2016)
Tax Bill	$6,214 (2024)
Deeds & Mortgages	Aug 2021 Line of Credit Nov 2020 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`34-21-26-0400-000-00200`

Property Details

APN / Parcel Number

Primary APN	`34-21-26-0400-000-00200`
Alternative APN	`3880822`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,204 sqft Living Area
1st Floor Area	2,744 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2024
Exterior Material	Asbestos
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	258,311 sqft (5.92 acres)
Garage Type	Detached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	288 sqft
Porch	Open Porch
Porch Area	514 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3880822
Street Address	18644 3RD AVE
City	CLERMONT
State	FL
Zip	34715-6811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADER RIDGE PB 64 PG 47 LOT 2 ORB 4768 PG 655
Legal Section	34
Legal Subdivision	SHADER RIDGE
Legal Tract	400
Legal Lot Number	2
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2033
Census Tract	31301

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18644 3RD AVE, CLERMONT, FL 34715-6811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 16, 2019	Deed of Trust, Mortgage QUICKEN LNS
Sep 9, 2019	Loan Modification, Mortgage LAKE MI CU
Sep 9, 2019	Loan Modification, Mortgage LAKE MI CU
Dec 6, 2018	Deed of Trust, Mortgage LAKE MI CU
Dec 11, 2018	Trustee's Deed, Construction Loan · Construction Mortgage LAKE MI CU
Dec 6, 2018	Deed of Trust, Mortgage LAKE MI CU
Jan 15, 2019	Trustee's Deed, Construction Loan · Construction Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2016 · Amount on Record
Deed Sale	Apr 19, 2016 · Amount on Record
Deed Document Number	2016039922
Deed Book / Page	4768 / 0655
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	18644 3RD AVE, CLERMONT, FL 34715-6811
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18644 3RD AVE, CLERMONT, FL 34715-6811

Mortgage

Document Number	0057751979
Date	Aug 18, 2021
Book Page	5775/1979
Instrument	2021114112

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 17, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	18644 3RD AVE, CLERMONT, FL 34715-6811
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055872377
Date	Nov 23, 2020
Book Page	5587/2377
Instrument	2020132203

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	18644 3RD AVE, CLERMONT, FL 34715-6811
Document Number	0053961160
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	LP TITLE SERVICES LLC, LP TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18644 3RD AVE CLERMONT FL 347156811, CLERMONT, FL 34715-6811

Mortgage

Document Number	0053961160
Date	Dec 26, 2019
Book Page	005396/001160
Instrument	146716

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	18644 3RD AVE, CLERMONT, FL 34715-6811
Document Number	0053450177
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1644 3RD ST CLERMONT FL 34711, CLERMONT, FL 34711

Mortgage

Document Number	0053450177
Date	Sep 20, 2019
Book Page	005345/000177
Instrument	106538

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

Interest

Rate Type	Fixed Rate
Rate	5.37%

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	18644 3RD AVE, CLERMONT, FL 34715-6811
Document Number	0053450150
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18644 3RD AVE CLERMONT FL 34715, CLERMONT, FL 34715

Mortgage

Document Number	0053450150
Date	Sep 20, 2019
Book Page	005345/000150
Instrument	106532

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

Interest

Rate Type	Fixed Rate
Rate	5.37%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	18644 3RD AVE, CLERMONT, FL 34715-6811
Document Number	0052232240
Instrument Date	Dec 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	LP TITLE SERVICES LLC, LP TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	NHN 3RD AVE CLERMONT FL 34711, CLERMONT, FL 34711

Mortgage

Document Number	0052232240
Date	Jan 15, 2019
Book Page	005223/002240
Instrument	5792

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2049

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LAKE FL
Recording Date	Dec 11, 2018
Property Address	18644 3RD AVE, CLERMONT, FL 34715-6811
Document Number	0052091185
Book / Page	005209 / 001185
Instrument Date	Dec 6, 2018
Instrument	142596
Transaction Type	Construction Loan
Record Updated	Dec 24, 2018
Title Company	LP TITLE SERVICES LLC, LP TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1128 BREEZY KNOLL ST MINNEOLA FL 347155635, MINNEOLA, FL 34715-5635

Mortgage

Document Number	52091185
Date	Dec 11, 2018
Book Page	005209/001185
Instrument	142596

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	384 Months
Due	Dec 10, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	18644 3RD AVE, CLERMONT, FL 34715-6811
Document Number	0052091065
Instrument Date	Dec 6, 2018
Transaction Type	Mortgage
Record Updated	Dec 24, 2018
Title Company	LP TITLE SERVICES LLC, LP TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1128 BREEZY KNOLL ST MINNEOLA FL 347155635, MINNEOLA, FL 34715-5635

Mortgage

Document Number	0052091065
Date	Dec 11, 2018
Book Page	005209/001065
Instrument	142579

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Amount	Amount Recorded
Term	384 Months
Due	Dec 10, 2050

January 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LAKE FL
Recording Date	Jan 15, 2019
Property Address	18644 3RD AVE, CLERMONT, FL 34715-6811
Document Number	0052232223
Book / Page	005223 / 002223
Instrument Date	Dec 6, 2018
Instrument	5791
Transaction Type	Construction Loan
Record Updated	Jan 29, 2019
Title Company	LP TITLE SERVICES LLC, LP TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	NHN 3RD AVE CLERMONT FL 34711, CLERMONT, FL 34711

Mortgage

Document Number	52232223
Date	Jan 15, 2019
Book Page	005223/002223
Instrument	5791

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$465,900 (+5.99%) Land $212,242 Building $253,658	$650,057 (+1.01%) Land $212,242 Building $437,815
2024	$6,214.00 (+5.36%)
2023	$5,898.00 (+5.27%) Homeowner's exemption	$439,590 (+3%)	$643,561 (+17.67%) Land $212,242 Building $431,319
2022	$5,603.00 Homeowner's exemption	$426,790	$546,935 Land $127,374 Building $419,561

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEOLA WATER DEPARTMENT (2 WPS) serves 20,605 people · EPA ID FL3350836
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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