Alameda County property record for 18639 Laredo Rd, Castro Valley, CA 94546
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,899 sqft · built 1958 |
| Lot Size | 0.358 acres (15,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $810,000 (Jul 2015) |
| Tax Bill | $12,184 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 84B-370-5-6 |
| Primary APN | 84B-370-5-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,899 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 15,600 sqft (0.358 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 18639 LAREDO RD |
|---|---|
| City | CASTRO VALLEY |
| State | CA |
| Zip | 94546-2701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00006 BLK: 0005 AR: 084B PAGE: 0370 |
| Legal Subdivision | VALLEY CREST GARDENS |
| Legal Lot Number | 16 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | HAYWARD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 430600 |
18639 Laredo Rd is owned and occupied by two individuals who bought it in July 2015.
Source: Alameda County records, as of August 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18639 LAREDO RD, CASTRO VALLEY, CA 94546-2701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| Apr 3, 2017 | Deed of Trust, Mortgage · Line of Credit PATELCO FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2015 · Amount on File |
| Deed Sale | Jul 14, 2015 · Amount on File |
| Deed Document Number | 2015192863 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 18639 LAREDO RD, CASTRO VALLEY, CA 94546-2701 |
| Document Number | 0000356728 |
| Instrument Date | Dec 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18639 LAREDO RD CASTRO VALLEY CA 945462701, CASTRO VALLEY, CA 94546-2701 |
| Document Number | 0000356728 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 356728 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 18639 LAREDO RD, CASTRO VALLEY, CA 94546-2701 |
| Document Number | 0000080925 |
| Instrument Date | Apr 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18639 LAREDO RD CASTRO VALLEY CA 945462701, CASTRO VALLEY, CA 94546-2701 |
| Document Number | 0000080925 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 80925 |
| Name | PATELCO FCU |
|---|---|
| Type | Credit Union |
| Address | PLEASANTON, CA 94588 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 9, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 18639 Laredo Rd was $12,184.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Unified School District | Castro Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $978,025 (+2%) Land $293,407 Building $684,618 | ||
| 2025 | $12,184.00 | $958,853 Land $287,656 Building $671,197 | |
| 2023 | $11,736.00 | $921,625 Land $276,487 Building $645,138 | $1,123,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18639 Laredo Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1995–1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18639 Laredo Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Etheric Networks, T-Mobile, Unwired, Verizon.
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