18609 Laredo Rd, Castro Valley, CA 94546 Property Records

Alameda County property record for 18609 Laredo Rd, Castro Valley, CA 94546

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,800 sqft · built 1952
Lot Size0.166 acres (7,242 sqft)
Owner2 Individual Names on File
Last Sale$535,000 (Apr 2008)
Tax Bill$9,148 (2025)
Deeds & MortgagesJul 2019 Mortgage
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN84B-368-5

Property Details

APN / Parcel Number

Primary APN84B-368-5
Alternative APN
  • 084B-0368-005-00

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area1,800 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1980
Architectural StyleL-Shape
Construction TypeWood
Lot Area7,242 sqft (0.166 acres)

Location & Zoning

Street Address18609 LAREDO RD
CityCASTRO VALLEY
StateCA
Zip94546-2701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00004 BLK: 0002 TR: 0972
Legal Tract0972
Legal Block2
Legal Lot Number4
JurisdictionALAMEDA CA
Township / Civil DivisionHAYWARD
Census Block Group3
Census Block3004
Census Tract430600

Owner

18609 Laredo Rd is owned and occupied by two individuals who bought it in April 2008.

Source: Alameda County records, as of August 5, 2026

Owner of Record2 Individual Names on File
Mailing Address18609 LAREDO RD, CASTRO VALLEY, CA 94546-2701
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
May 17, 2018Deed of Trust, Mortgage · Conventional Mortgage
DIVERSIFIED MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2008 · Amount on File
Deed SaleApr 30, 2008 · Amount on File
Deed Document Number2008144216
Prior Transfer DateOct 13, 2005
Prior Transfer Doc0000460839
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address18609 LAREDO RD, CASTRO VALLEY, CA 94546-2701
Document Number0000142680
Instrument DateJul 19, 2019
Transaction TypeMortgage
Record UpdatedAug 9, 2019
Title CompanyTITLE CONNECT LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address18609 LAREDO RD CASTRO VALLEY CA 945462701, CASTRO VALLEY, CA 94546-2701

Mortgage

Document Number0000142680
DateJul 25, 2019
Instrument142680
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 24, 2034

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address18609 LAREDO RD, CASTRO VALLEY, CA 94546-2701
Document Number0000102142
Instrument DateMay 17, 2018
Transaction TypeMortgage
Record UpdatedJun 14, 2018
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address18609 LAREDO RD CASTRO VALLEY CA 945462701, CASTRO VALLEY, CA 94546-2701

Mortgage

Document Number0000102142
DateMay 23, 2018
Instrument102142
Lender
NameDIVERSIFIED MTG
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 18609 Laredo Rd was $9,148 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
Unified School DistrictCastro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$715,757 (+1.01%) Land $215,020 Building $507,737
2025$9,148.00 Homeowner's exemption$708,590 Land $210,805 Building $497,785
2023$8,797.00 Homeowner's exemption$681,081 Land $202,621 Building $478,460$989,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18609 Laredo Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1995–1998)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18609 Laredo Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Etheric Networks, T-Mobile, Unwired, Verizon.

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