18631 Laredo Rd, Castro Valley, CA 94546 Property Records

Alameda County property record for 18631 Laredo Rd, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,744 sqft · built 1955
Lot Size	0.128 acres (5,580 sqft)
Owner	2 Individual Names on File
Last Sale	$1,085,000 (Jul 2025)
Tax Bill	$11,278 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`84B-368-8`

Property Details

APN / Parcel Number

Primary APN	`84B-368-8`
Alternative APN	`084B-0368-008-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,744 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1956
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,580 sqft (0.128 acres)

Location & Zoning

Street Address	18631 LAREDO RD
City	CASTRO VALLEY
State	CA
Zip	94546-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00001 BLK: 0002 TR: 0972
Legal Subdivision	TRACT 972
Legal Tract	0972
Legal Lot Number	1
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	3
Census Block	3004
Census Tract	430600

Owner

18631 Laredo Rd is owned and occupied by two individuals who bought it in July 2025.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18631 LAREDO RD, CASTRO VALLEY, CA 94546-2701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Apr 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Dec 17, 2019	Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Dec 17, 2019	Grant Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2025 · Amount on File
Deed Sale	Jul 25, 2025 · Amount on File
Prior Sale	Dec 17, 2019 · Amount on File
Deed Document Number	202594307
Prior Transfer Date	Apr 14, 2021
Prior Transfer Doc	0000154764
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	18631 LAREDO RD, CASTRO VALLEY, CA 94546-2701
Transaction Type	Mortgage
Record Updated	Feb 27, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18631 LAREDO RD, CASTRO VALLEY, CA 94546-2701

Mortgage

Document Number	0000009316
Date	Jan 26, 2026
Instrument	2026009316

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	1350 BAYSHORE HWY STE 740, BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2041

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Apr 20, 2021
Property Address	18631 LAREDO RD, CASTRO VALLEY, CA 94546-2701
Document Number	0000154764
Map Reference	MB 24 PG 78
Instrument Date	Apr 14, 2021
Instrument	2021154764
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20138 NORMANDY CT, CASTRO VALLEY, CA 94546-4605

Mortgage

Document Number	0000154765
Date	Apr 20, 2021
Instrument	2021154765

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ALAMEDA CA
Recording Date	Dec 17, 2019
Property Address	18631 LAREDO RD, CASTRO VALLEY, CA 94546-2701
Document Number	0000258420
Instrument Date	Dec 10, 2019
Instrument	258420
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5173 CRANE AVE CASTRO VALLEY CA 945462529, CASTRO VALLEY, CA 94546-2529

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 17, 2019
Property Address	18631 LAREDO RD, CASTRO VALLEY, CA 94546-2701
Document Number	0000258421
Map Reference	MB 24 PG 78
Instrument Date	Dec 10, 2019
Instrument	2019258421
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18631 LAREDO RD, CASTRO VALLEY, CA 94546-2701

Mortgage

Document Number	0000258422
Date	Dec 17, 2019
Instrument	2019258422

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 18631 Laredo Rd was $11,278.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,078,000 (+22.21%) Land $325,500 Building $759,500
2025	$11,278.00	$882,121 Land $264,636 Building $617,485
2023	$10,860.00	$847,873 Land $254,362 Building $593,511	$945,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18631 Laredo Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1995–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18631 Laredo Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Etheric Networks, T-Mobile, Unwired, Verizon.

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