Santa Rosa County property record for 1863 Prado St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,758 sqft · built 2016 |
| Lot Size | 0.185 acres (8,059 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Sep 2019) |
| Tax Bill | $174 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2S-26-2710-01800-0090 |
| Primary APN | 21-2S-26-2710-01800-0090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,758 sqft Living Area |
| Gross Area | 2,478 sqft |
| 1st Floor Area | 1,758 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 8,059 sqft (0.185 acres) |
| Lot Dimensions | 135 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1863 PRADO ST |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-1035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TC-1 |
| Legal Description | *NEW PARCEL FOR 2017 TAX ROLL* LOT 9, BLOCK 18, NAVARRE SUBDIVISION, ACCORDING TO THE PLAT THEREOF RECORDED IN DEED BOOK A-29, PAGE 253 OF THE PUBLIC RECORDS OF SANTA ROSA COUNTY, FLORIDA AND THE EAST HALF OF THE VACATED 30 FOOT ALLEY LYING WEST OF S |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 21 |
| Legal Subdivision | NAVARRE |
| Legal Block | 18 |
| Legal Lot Number | 9 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 10827 |
1863 Prado St is owned and occupied by two individuals who acquired it in July 2026.
Source: Santa Rosa County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1863 PRADO ST, NAVARRE, FL 32566-1035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Line of Credit EGLIN FEDERAL CREDIT UNION |
| Jul 10, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2019 · Amount on File |
| Deed Sale | Sep 12, 2019 · Amount on File |
| Prior Sale | Jan 19, 2017 · Amount on File |
| Deed Document Number | 201940792 |
| Deed Book / Page | 3869 / 1018 |
| Last Transfer Date | Jul 8, 2026 |
| Transfer Doc | 0000034703 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 20, 2026 |
| Property Address | 1863 PRADO ST, NAVARRE, FL 32566-1035 |
| Document Number | 0000036394 |
| Book / Page | 4769 / 228 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202636394 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1863 PRADO ST, NAVARRE, FL 32566-1035 |
| Investor | Possibly a Property Investor |
| Document Number | 0000036394, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 4769/228 |
| Instrument | 202636394 |
| Name | EGLIN FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 10, 2026 |
| Property Address | 1863 PRADO ST, NAVARRE, FL 32566-1035 |
| Document Number | 0000034703 |
| Book / Page | 4765 / 1273 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 202634703 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1863 PRADO ST, NAVARRE, FL 32566-1035 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1863 Prado St was $174 with exemptions applied, up 7.4% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $174.00 (+7.41%) Homeowner's exemption Veteran's exemption | $230,702 (+2.9%) | $313,722 (+6.15%) Land $46,560 Building $267,162 |
| 2024 | $162.00 (+7.28%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $224,200 (+3%) | $295,549 (-3.03%) Land $46,560 Building $248,989 |
| 2023 | $151.00 (+7.09%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $217,670 (+3%) | $304,769 (+17%) Land $46,560 Building $258,209 |
| 2022 | $141.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $211,330 | $260,496 Land $42,195 Building $218,301 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1863 Prado St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 115 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1863 Prado St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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