Santa Rosa County property record for 1874 Prado St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,738 sqft · built 2018 |
| Lot Size | 0.185 acres (8,059 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $252,900 (Oct 2018) |
| Tax Bill | $2,484 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2S-26-2710-01900-0040 |
| Primary APN | 21-2S-26-2710-01900-0040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,738 sqft Living Area |
| Gross Area | 2,434 sqft |
| 1st Floor Area | 1,738 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 8,059 sqft (0.185 acres) |
| Lot Dimensions | 135 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 276 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1874 PRADO ST |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-1002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TC-1 |
| Legal Description | NAVARRE LOT 4 BLK 19 AS DES IN OR 3772 PG 1777 ALONG WITH W 1/2 OF ADJOINING VAC ALLEY |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 21 |
| Legal Subdivision | NAVARRE |
| Legal Block | 19 |
| Legal Lot Number | 4 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 10827 |
Source: Santa Rosa County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1874 PRADO ST, NAVARRE, FL 32566-1002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRIDENT HOME LOANS |
| Nov 21, 2018 | Warranty Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU |
| Oct 9, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI TRIDENT HM LNS |
| Jan 18, 2018 | Warranty Deed, Transfer COTTON LAND TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2018 · Amount on Record |
| Deed Sale | Oct 9, 2018 · Amount on Record |
| Deed Document Number | 201843489 |
| Deed Book / Page | 3772 / 1777 |
| Last Transfer Date | Sep 1, 2026 |
| Transfer Doc | 0000046460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 14, 2026 |
| Property Address | 1874 PRADO ST, NAVARRE, FL 32566-1002 |
| Document Number | 0000046460 |
| Book / Page | 4788 / 1324 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 202646460 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1874 PRADO ST, NAVARRE, FL 32566-1002 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 1874 PRADO ST, NAVARRE, FL 32566-1002 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1874 PRADO ST, NAVARRE, FL 32566-1002 |
| Document Number | 0040611149 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 4061/1149 |
| Instrument | 202104959 |
| Name | TRIDENT HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | PENSACOLA, FL 32501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 21, 2018 |
| Property Address | 1874 PRADO ST, NAVARRE, FL 32566-1002 |
| Document Number | 0037840842 |
| Book / Page | 003784 / 000842 |
| Instrument Date | Nov 8, 2018 |
| Instrument | 49829 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | COTTON LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,830.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1878 PRADO ST NAVARRE FL 325661002, NAVARRE, FL 32566-1002 |
| Document Number | 37840843 |
|---|---|
| Date | Nov 21, 2018 |
| Book Page | 003784/000843 |
| Instrument | 49830 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 20, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 9, 2018 |
| Property Address | 1874 PRADO ST, NAVARRE, FL 32566-1002 |
| Document Number | 0037721777 |
| Book / Page | 003772 / 001777 |
| Instrument Date | Oct 5, 2018 |
| Instrument | 43489 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 5, 2018 |
| Title Company | COTTON LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,770.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1874 PRADO ST NAVARRE FL 325661002, NAVARRE, FL 32566-1002 |
| Document Number | 37721781 |
|---|---|
| Date | Oct 9, 2018 |
| Book Page | 003772/001781 |
| Instrument | 43491 |
| Name | TRIDENT HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | GULF BREEZE, FL 32561 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jan 18, 2018 |
| Property Address | 1874 PRADO ST, NAVARRE, FL 32566-1002 |
| Document Number | 0036950065 |
| Book / Page | 003695 / 000065 |
| Instrument Date | Jan 16, 2018 |
| Instrument | 2016 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2018 |
| Title Company | COTTON LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $462.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8173 E BAY BLVD #A NAVARRE FL 325668977, A, NAVARRE, FL 32566-8977 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,484.00 (+3.67%) | $241,588 (+2.9%) | $335,902 (+9.07%) Land $46,560 Building $289,342 |
| 2024 | $2,396.00 (+2.31%) Homeowner's exemption | $234,779 (+3%) | $307,973 (-2.76%) Land $46,560 Building $261,413 |
| 2023 | $2,342.00 (+8.23%) Homeowner's exemption | $227,941 (+7.78%) | $316,699 (+21.05%) Land $46,560 Building $270,139 |
| 2022 | $2,164.00 Homeowner's exemption | $211,496 | $261,631 Land $42,195 Building $219,436 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 115 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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