1853 Prado St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1853 Prado St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,758 sqft · built 2016
Lot Size	0.185 acres (8,100 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Sep 2019)
Tax Bill	$1,566 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-2S-26-2710-01800-0130`

Property Details

APN / Parcel Number

Primary APN	`21-2S-26-2710-01800-0130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,758 sqft Heated Area
Gross Area	2,478 sqft
1st Floor Area	2,178 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	8,100 sqft (0.185 acres)
Lot Dimensions	1,350 ft deep x 600 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	212S262710018000130
Street Address	1853 PRADO ST
City	NAVARRE
State	FL
Zip	32566-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TC-1
Legal Description	RE-INSTATED PARCEL FOR 2017 NAVARRE SUB (DB A-29 PG 253) LOT 13 BLK 18 & E 1/2 OF VAC 30' ALLEY LYING W OF SAID LOT DES IN
Legal Range	26W
Legal Township	02S
Legal Section	21
Legal Subdivision	NAVARRE
Legal Block	18
Legal Lot Number	7,13
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	3
Census Block	3027
Census Tract	10827

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1853 PRADO ST, NAVARRE, FL 32566-1035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage BEACH COMMUNITY MORTGAGE SERVICES INC
Sep 12, 2019	Warranty Deed, Transfer · Conventional Mortgage BEACH CMNTY MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2019 · Amount on Record
Deed Sale	Sep 12, 2019 · Amount on Record
Prior Sale	Nov 10, 2016 · Amount on Record
Deed Document Number	201940792
Deed Book / Page	3869 / 1018
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1853 PRADO ST, NAVARRE, FL 32566-1035
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1853 PRADO ST, NAVARRE, FL 32566-1035

Mortgage

Document Number	0040811449
Date	Mar 4, 2021
Book Page	4081/1449
Instrument	202114277

Lender

Name	BEACH COMMUNITY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 12, 2019
Property Address	1853 PRADO ST, NAVARRE, FL 32566-1035
Document Number	0038691018
Book / Page	003869 / 001018
Instrument Date	Sep 11, 2019
Instrument	40792
Transaction Type	Transfer
Record Updated	Apr 20, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1853 PRADO ST NAVARRE FL 325661035, NAVARRE, FL 32566-1035

Mortgage

Document Number	38691020
Date	Sep 12, 2019
Book Page	003869/001020
Instrument	40793

Lender

Name	BEACH CMNTY MTG SVCS
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

Mortgage

Document Number	40811449,
Date	Sep 12, 2019
Book Page	004081/001449
Instrument	14277

Lender

Name	BEACH CMNTY MTG SVCS
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,566.00 (+2.89%) Homeowner's exemption	$161,549 (+3%)	$295,549 (-3.03%) Land $46,560 Building $248,989
2023	$1,522.00 (+3.19%) Homeowner's exemption	$156,844 (+3%)	$304,769 (+17%) Land $46,560 Building $258,209
2022	$1,475.00 Homeowner's exemption	$152,276	$260,496 Land $42,195 Building $218,301

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 115 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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