Clay County property record for 18625 Lancaster Rd, Holt, MO 64048
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,804 sqft · built 1986 |
| Lot Size | 7.83 acres (341,075 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $256,500 (Dec 2014) |
| Tax Bill | $4,475 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-301-00-02-006.00 |
| Primary APN | 07-301-00-02-006.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,804 sqft Living Area |
| Gross Area | 4,328 sqft |
| 1st Floor Area | 1,584 sqft |
| Basement Area | 1,584 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 341,075 sqft |
| Lot Dimensions | 338 ft deep x 270 ft wide |
| Garage Type | Attached |
| Garage Area | 1,524 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
|---|---|
| Patio Area | 600 sqft |
| Shed | 1 Shed |
| Shed Area | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 18625 LANCASTER RD |
|---|---|
| City | HOLT |
| State | MO |
| Zip | 64048-8863 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WIND HAVEN LT 3 |
| Legal Range | 31W |
| Legal Township | 53N |
| Legal Section | 02 |
| Legal Subdivision | WIND HAVEN |
| Legal Tract | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | KEARNEY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 21809 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18625 LANCASTER RD, HOLT, MO 64048-8863 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2021 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Mar 3, 2020 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2014 · Amount on Record |
| Deed Sale | Dec 2, 2014 · Amount on Record |
| Prior Sale | Nov 30, 2011 · Amount on Record |
| Deed Document Number | 201434933 |
| Deed Book / Page | 7405 / 50 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 18625 LANCASTER RD, HOLT, MO 64048-8863 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 18625 LANCASTER RD, HOLT, MO 64048-8863 |
| Document Number | 0000038484 |
|---|---|
| Date | Sep 3, 2021 |
| Book Page | 9165/70 |
| Instrument | 2021038484 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 18625 LANCASTER RD, HOLT, MO 64048-8863 |
| Document Number | 0000026460 |
| Instrument Date | Mar 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18625 LANCASTER RD HOLT MO 640488863, HOLT, MO 64048-8863 |
| Document Number | 0000026460 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 008751/000134 |
| Instrument | 26460 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 30, 2035 |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Unified School District | Kearney R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,475.00 (+12.18%) | $69,600 (+11.84%) | $366,316 (+11.84%) |
| 2023 | $3,989.00 (+18.97%) | $62,230 | $327,526 |
| 2019 | $3,353.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 63% of Missouri |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY COUNTY PWSD 3 serves 3,447 people · EPA ID MO1024143 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures