Clay County property record for 18807 Lancaster Rd, Holt, MO 64048
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,859 sqft · built 2013 |
| Lot Size | 9.66 acres (421,225 sqft) |
| Owner | Company Name on Record |
| Last Sale | $706,562 (Jan 2022) |
| Tax Bill | $5,807 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2024 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-301-00-02-001.05 |
| Primary APN | 07-301-00-02-001.05 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,859 sqft Living Area |
| Gross Area | 4,728 sqft |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,132 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Metal |
| Lot Area | 421,225 sqft |
| Lot Dimensions | 1,031 ft deep x 422 ft wide |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Wood Porch |
| Patio Area | 462 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 18807 LANCASTER RD |
|---|---|
| City | HOLT |
| State | MO |
| Zip | 64048-8864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAGLE RIDGE LT 1 |
| Legal Range | 31W |
| Legal Township | 53N |
| Legal Section | 02 |
| Legal Subdivision | EAGLE RIDGE |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | KEARNEY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 21809 |
Source: Clay County records, as of June 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX, 90206 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 20, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Mar 15, 2017 | Deed of Trust, Mortgage · Commercial Mortgage NATIONAL BANK OF KANSAS CITY |
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 27, 2022 | Warranty Deed, Transfer · Line of Credit THE NODAWAY VALLEY BANK |
| Nov 26, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Dec 18, 2018 | Warranty Deed, Transfer QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2022 · Amount on Record |
| Deed Sale | Jan 27, 2022 · Amount on Record |
| Prior Sale | Dec 18, 2018 |
| Deed Document Number | 20223231 |
| Deed Book / Page | 9291 / 131 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | May 27, 2026 |
| Property Address | 18807 LANCASTER RD, HOLT, MO 64048-8864 |
| Document Number | 0000014050 |
| Book / Page | 10175 / 95 |
| Instrument Date | May 21, 2026 |
| Instrument | 202614050 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 18807 LANCASTER RD, HOLT, MO 64048-8864 |
| Document Number | 0000014050, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 10175/95 |
| Instrument | 202614050 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 18807 LANCASTER RD, HOLT, MO 64048-8864 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000005584 |
|---|---|
| Date | Mar 20, 2024 |
| Book Page | 9707/148 |
| Instrument | 2024005584 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 18807 LANCASTER RD, HOLT, MO 64048-8864 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000008128 |
|---|---|
| Date | Mar 15, 2017 |
| Book Page | 7923/014 |
| Instrument | 2017008128 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | LEAWOOD, KS 66211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 18807 LANCASTER RD, HOLT, MO 64048-8864 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000036333 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 8817/69 |
| Instrument | 2020036333 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jan 27, 2022 |
| Property Address | 18807 LANCASTER RD, HOLT, MO 64048-8864 |
| Document Number | 0000003231 |
| Book / Page | 9291 / 131 |
| Instrument Date | Jan 27, 2022 |
| Instrument | 2022003231 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 902026, KANSAS CITY, MO 64190-2026 |
| Document Number | 0000003232 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 2022003232 |
| Name | THE NODAWAY VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 18807 LANCASTER RD, HOLT, MO 64048-8864 |
| Document Number | 0000036171 |
| Instrument Date | Nov 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18807 LANCASTER RD HOLT MO 640488864, HOLT, MO 64048-8864 |
| Document Number | 0000036171 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 008556/000132 |
| Instrument | 36171 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Dec 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Dec 18, 2018 |
| Property Address | 18807 LANCASTER RD, HOLT, MO 64048-8864 |
| Document Number | 0000040233 |
| Book / Page | 008337 / 000015 |
| Instrument Date | Dec 13, 2018 |
| Instrument | 40233 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2019 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 18807 LANCASTER RD HOLT MO 640488864, HOLT, MO 64048-8864 |
| Document Number | 40470 |
|---|---|
| Date | Dec 18, 2018 |
| Book Page | 008338/000093 |
| Instrument | 40470 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Dec 17, 2038 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Unified School District | Kearney R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,807.00 (+6.3%) | $90,310 (+11.06%) | $475,316 (+11.06%) |
| 2024 | $5,463.00 (+4.8%) | ||
| 2023 | $5,213.00 (+28.21%) | $81,320 | $428,000 |
| 2019 | $4,066.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 63% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY COUNTY PWSD 3 serves 3,447 people · EPA ID MO1024143 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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