Clay County property record for 18517 Lancaster Rd, Holt, MO 64048
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3.5 ba · 5,240 sqft · built 2010 |
| Lot Size | 39.7 acres (1,729,768 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $86,900 (Oct 2018) |
| Tax Bill | $8,428 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-301-00-02-009.01 |
| Primary APN | 07-301-00-02-009.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 5,240 sqft Living Area |
| Gross Area | 7,858 sqft |
| 1st Floor Area | 2,130 sqft |
| Basement Area | 2,226 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,729,768 sqft |
| Porch | Covered Wood Porch |
| Deck Area | 32 sqft |
| Patio Area | 536 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 18517 LANCASTER RD |
|---|---|
| City | HOLT |
| State | MO |
| Zip | 64048-8817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | BEG EL LANCASTER RD 841.14 N OF SL SEC, N TO SL WIND HAVEN, E TO CENTER OF CRK, SELY ALNG CRK 1464.08, W1241.73, N175, W1402.93, NW TO POB |
| Legal Range | 31W |
| Legal Township | 53N |
| Legal Section | 02 |
| Legal Subdivision | WIND HAVEN |
| Jurisdiction | CLAY MO |
| Township / Civil Division | KEARNEY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 21809 |
18517 Lancaster Rd, a rural home, is owned and occupied by two individuals who bought it in October 2018.
Source: Clay County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18517 LANCASTER RD, HOLT, MO 64048-8817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2019 | Deed of Trust, Mortgage CAPITOL FSB |
| Oct 1, 2018 | Grant Deed, Transfer · Line of Credit KEARNEY TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2018 · Amount on File |
| Deed Sale | Oct 1, 2018 · Amount on File |
| Deed Document Number | 201832058 |
| Deed Book / Page | 8291 / 43 |
| Prior Transfer Date | Aug 17, 2007 |
| Prior Transfer Doc | 0000034706 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 18517 LANCASTER RD, HOLT, MO 64048-8817 |
| Document Number | 0000014947 |
| Instrument Date | Jun 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2019 |
| Title Company | SECURITY FIRST TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18517 LANCASTER RD HOLT MO 640488817, HOLT, MO 64048-8817 |
| Document Number | 0000014947 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 008428/000062 |
| Instrument | 14947 |
| Name | CAPITOL FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | TOPEKA, KS 66603 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 9, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Oct 1, 2018 |
| Property Address | 18517 LANCASTER RD, HOLT, MO 64048-8817 |
| Document Number | 0000032058 |
| Book / Page | 008291 / 000043 |
| Instrument Date | Sep 19, 2018 |
| Instrument | 32058 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2018 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18517 LANCASTER RD HOLT MO 640488817, HOLT, MO 64048-8817 |
| Document Number | 32059 |
|---|---|
| Date | Oct 1, 2018 |
| Book Page | 008291/000044 |
| Instrument | 32059 |
| Name | KEARNEY TR |
|---|---|
| Address | KEARNEY, MO 64060 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 30, 2019 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 18517 Lancaster Rd was $8,428.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Unified School District | Kearney R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,428.00 | $131,070 | $710,872 |
| 2023 | $7,721.00 | $120,430 | $633,842 |
| 2019 | $6,213.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18517 Lancaster Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18517 Lancaster Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 53% of Missouri |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY COUNTY PWSD 3 serves 3,447 people · EPA ID MO1024143 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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