1862 River Dr, Munster, IN 46321 Property Records

Lake County property record for 1862 River Dr, Munster, IN 46321

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 4,250 sqft · built 2010
Lot Size0.279 acres (12,150 sqft)
Owner2 Individual Names on Record
Last Sale$458,850 (Dec 2025)
Tax Bill$5,606 (2024)
Deeds & MortgagesNov 2021 Line of Credit
Dec 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (reduced by levee)
APN007-18-28-0102-0012

Property Details

APN / Parcel Number

Primary APN007-18-28-0102-0012
Alternative APNs
  • 45-07-20-128-019.000-027
  • 182801020012

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area4,250 sqft Living Area
Gross Area4,916 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area12,150 sqft (0.279 acres)
Lot Dimensions162 ft deep x 75 ft wide
Garage TypeAttached
Garage Area666 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1862 RIVER DR
CityMUNSTER
StateIN
Zip46321-1421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWICKER PARK L.12 BL.5
Legal SubdivisionWICKER PARK
Legal Block5
Legal Lot Number12
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group1
Census Block1003
Census Tract40401

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1862 RIVER DR, MUNSTER, IN 46321-1421
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2021Deed of Trust, Mortgage · Line of Credit
PROVIDENCE BANK & TRUST
Dec 15, 2025Warranty Deed, Transfer · Conventional Mortgage
CITIBANK NA
Jan 18, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 22, 2018Warranty Deed, Transfer
PROVIDENCE BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2025 · Amount on Record
Deed SaleDec 15, 2025 · Amount on Record
Prior SaleJan 18, 2022 · Amount on Record
Deed Document Number2025548590
Prior Transfer DateJul 28, 2014
Prior Transfer Doc2014047761
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1862 RIVER DR, MUNSTER, IN 46321-1421
Transaction TypeMortgage
Record UpdatedFeb 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1862 RIVER DR, MUNSTER, IN 46321-1421

Mortgage

Document Number0000039796
DateNov 24, 2021
Instrument2021-539796
Lender
NamePROVIDENCE BANK & TRUST
TypeBank
AddressSOUTH HOLLAND, IL 60473
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 17, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateDec 15, 2025
Property Address1862 RIVER DR, MUNSTER, IN 46321-1421
Document Number0000048590
Map ReferenceMB 20 PG 40
Instrument DateDec 11, 2025
Instrument2025-548590
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1862 RIVER DR, MUNSTER, IN 46321-1421

Mortgage

Document Number0000048591
DateDec 15, 2025
Instrument2025-548591
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJan 18, 2022
Property Address1862 RIVER DR, MUNSTER, IN 46321-1421
Document Number0000002941
Map ReferenceMB 20 PG 40
Instrument DateJan 14, 2022
Instrument2022-502941
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1862 RIVER DR, MUNSTER, IN 46321-1421

Mortgage

Document Number0000002942
DateJan 18, 2022
Instrument2022-502942
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2042

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateMar 22, 2018
Property Address1862 RIVER DR, MUNSTER, IN 46321-1421
Document Number0000018779
Instrument DateMar 15, 2018
Instrument18779
Transaction TypeTransfer
Record UpdatedApr 5, 2018
Title CompanyLIBERTY TITLE AND ESCROW

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1862 RIVER DR MUNSTER IN 463211421, MUNSTER, IN 46321-1421

Mortgage

Document Number18780
DateMar 22, 2018
Instrument18780
Lender
NamePROVIDENCE BK&TR
AddressSOUTH HOLLAND, IL 60473
Agreement
AmountAmount Recorded
Term360 Months
DueMar 21, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityMunster Town
Unified School DistrictMunster School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$466,400 (+8.16%) Land $69,100 Building $397,300$466,400 (+8.16%) Land $69,100 Building $397,300
2024$5,606.00 (+6.6%)$431,200 (+1.91%) Land $69,100 Building $362,100$431,200 (+1.91%) Land $69,100 Building $362,100
2023$423,100 (+7.88%) Land $68,300 Building $354,800$423,100 (+7.88%) Land $68,300 Building $354,800
2022$5,259.00 Homeowner's exemption$392,200 Land $68,300 Building $323,900$392,200 Land $68,300 Building $323,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims102 (1981–2019)
Claims Outside the SFHA7 of 102
Most Recent ClaimSep 2019 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 81 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUNSTER WATER COMPANY
serves 23,894 people · EPA ID IN5245031
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionMar 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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