1856 River Dr, Munster, IN 46321 Property Records

Lake County property record for 1856 River Dr, Munster, IN 46321

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 5,385 sqft · built 1952
Lot Size0.347 acres (15,132 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Sep 2018)
Tax Bill$5,124 (2024)
Deeds & MortgagesDec 2020 Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (reduced by levee)
APN007-18-28-0102-0011

Property Details

APN / Parcel Number

Primary APN007-18-28-0102-0011
Alternative APNs
  • 45-07-20-128-010.000-027
  • 182801020011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area5,385 sqft Living Area
Gross Area5,805 sqft
1st Floor Area1,795 sqft
Basement Area1,795 sqft
Finished Basement1,795 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2000
Construction TypeStone
Roof MaterialAsphalt
Lot Area15,132 sqft (0.347 acres)
Lot Dimensions156 ft deep x 97 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1856 RIVER DR
CityMUNSTER
StateIN
Zip46321-1421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWICKER PARK L.11 BL.5 E. 20 FT. L.10 BL.5
Legal SubdivisionWICKER PARK
Legal Block5
Legal Lot Number11
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group1
Census Block1003
Census Tract40401

Owner

Source: Lake County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1856 RIVER DR, MUNSTER, IN 46321-1421
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Sep 20, 2018Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2018 · Amount on Record
Deed SaleSep 20, 2018 · Amount on Record
Deed Document Number201864267
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1856 RIVER DR, MUNSTER, IN 46321-1421
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000088933
DateDec 4, 2020
Instrument2020-088933
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2050

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateSep 20, 2018
Property Address1856 RIVER DR, MUNSTER, IN 46321-1421
Document Number0000064267
Map ReferenceMB20 PG40
Instrument DateSep 12, 2018
Instrument2018 064267
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1856 RIVER DR, MUNSTER, IN 46321-1421

Mortgage

Document Number0000064268
DateSep 20, 2018
Instrument2018 064268
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityMunster Town
Unified School DistrictMunster School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$453,800 (+17.11%) Land $79,000 Building $374,800$453,800 (+17.11%) Land $79,000 Building $374,800
2024$5,124.00 (+7.02%)
2023$387,500 (+8.15%) Land $86,600 Building $300,900$387,500 (+8.15%) Land $86,600 Building $300,900
2022$4,788.00 Homeowner's exemption$358,300 Land $86,600 Building $271,700$358,300 Land $86,600 Building $271,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims102 (1981–2019)
Claims Outside the SFHA7 of 102
Most Recent ClaimSep 2019 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 81 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUNSTER WATER COMPANY
serves 23,894 people · EPA ID IN5245031
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionMar 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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