1826 River Dr, Munster, IN 46321 Property Records

Lake County property record for 1826 River Dr, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 1955
Lot Size	0.223 acres (9,750 sqft)
Owner	Individual Name on File
Tax Bill	$3,259 (2024)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`007-18-28-0102-0005`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0102-0005`
Alternative APNs	`45-07-20-128-005.000-027` `182801020005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
Basement Area	1,428 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2000
Construction Type	Stone
Roof Material	Asphalt
Lot Area	9,750 sqft (0.223 acres)
Lot Dimensions	150 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-18-28-0102-0005
Old Parcel Number	182801020005
Street Address	1826 RIVER DR
City	MUNSTER
State	IN
Zip	46321-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WICKER PARK L.5 BL.5
Legal Subdivision	WICKER PARK ADD
Legal Block	5
Legal Lot Number	5
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1003
Census Tract	40401

Owner

1826 River Dr is owned and occupied by an individual who acquired it in May 2016.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1826 RIVER DR, MUNSTER, IN 46321-1421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2016
Deed Sale	May 27, 2016
Deed Document Number	2016 032522
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1826 RIVER DR, MUNSTER, IN 46321-1421
Document Number	0000000263
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1826 RIVER DR MUNSTER IN 463211421, MUNSTER, IN 46321-1421

Mortgage

Document Number	0000000263
Date	Jan 5, 2021
Instrument	263

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jan 4, 2041

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$303,300 Land $60,500 Building $242,800	$303,300 Land $60,500 Building $242,800
2024	$3,259.00
2023		$250,400 (+7.65%) Land $56,900 Building $193,500	$250,400 (+7.65%) Land $56,900 Building $193,500
2022	$3,058.00 Homeowner's exemption	$232,600 Land $56,900 Building $175,700	$232,600 Land $56,900 Building $175,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1826 River Dr in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	102 (1981–2019)
Claims Outside the SFHA	7 of 102
Most Recent Claim	Sep 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2008 · 81 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1826 River Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20