San Luis Obispo County property record for 1861 Ocean St, Oceano, CA 93445
| Property Type | Home Plus Accessory Dwelling Unit |
|---|---|
| Details | 4 bd · 1 ba · 1,332 sqft · built 1906 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Apr 2021) |
| Tax Bill | $6,209 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-085-012 |
| Primary APN | 062-085-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,332 sqft Living Area |
| Gross Area | 1,748 sqft |
| Year Built | Built 1906 |
|---|---|
| Construction Type | Wood |
| Lot Area | 7,000 sqft (0.16 acres) |
| Parking Spaces | 1 Parking Space |
| Total Buildings | 2 Buildings |
| Sewer | Connected |
|---|
| Street Address | 1861 OCEAN ST |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9076 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home Plus Accessory Dwelling Unit |
| Local Zoning Code | RMF |
| Legal Description | TN OCEANO BL 14 LT 33 & 34 |
| Legal Subdivision | OCEANO |
| Legal Block | 14 |
| Legal Lot Number | 33,34 34 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 12201 |
Source: San Luis Obispo County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1861 OCEAN ST, OCEANO, CA 93445-9076 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COASTHILLS CU |
| Apr 9, 2021 | Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2021 · Amount on Record |
| Deed Sale | Apr 9, 2021 · Amount on Record |
| Prior Sale | Aug 24, 2015 |
| Deed Document Number | 2021026749 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1861 OCEAN ST, OCEANO, CA 93445-9076 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1861 OCEAN ST, OCEANO, CA 93445-9076 |
| Document Number | 0000000488 |
|---|---|
| Date | Jan 7, 2026 |
| Instrument | 2026000488 |
| Name | COASTHILLS CU |
|---|---|
| Type | Credit Union |
| Address | SANTA MARIA, CA 93454 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2041 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Apr 9, 2021 |
| Property Address | 1861 OCEAN ST, OCEANO, CA 93445-9076 |
| Document Number | 0000026749 |
| Map Reference | MAP NO 2 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 2021026749 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1861 OCEAN ST, OCEANO, CA 93445-9076 |
Source: San Luis Obispo County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,209.00 (+4.78%) | $519,565 (+4.04%) Land $297,668 Building $221,897 |
| 2023 | $5,926.00 (+1.37%) | $499,392 Land $286,110 Building $213,282 |
| 2022 | $5,846.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 individual policies |
| Nearby Flood Policies | 89 units insured incl. 56 condo units |
| Nearby Flood Claims | 2 (2010) |
| Most Recent Claim | Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.
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