1861 Mc Duff Ct, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 1861 Mc Duff Ct, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,871 sqft · built 1997
Lot Size	0.161 acres (7,020 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Apr 2024)
Tax Bill	$5,753 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jul 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-076994`

Property Details

APN / Parcel Number

Primary APN	`05-076994`
Alternative APNs	`5076994` `076994`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,871 sqft Total Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,020 sqft (0.161 acres)
Garage Type	Attached
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Deck Area	330 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	076994
Street Address	1861 MC DUFF CT
City	SYKESVILLE
State	MD
Zip	21784-6282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 325 - 7020 SF 1861 MCDUFF CT 37-25/24 CARROLLTOWNE PH 3 SC 4A
Legal Subdivision	CARROLLTOWNE PH 03 SEC 04A
Legal Phase	3
Legal Lot Number	325
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	1
Census Block	1000
Census Tract	505205

Owner

1861 Mc Duff Ct is owned and occupied by two individuals who bought it in April 2024.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1861 MC DUFF CT, SYKESVILLE, MD 21784-6282
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Special Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Jul 12, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMP CU/MD
Sep 15, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY
Sep 15, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2024 · Amount on File
Deed Sale	Apr 11, 2024 · Amount on File
Prior Sale	Sep 15, 2017 · Amount on File
Deed Document Number	2024
Deed Book / Page	11223 / 301
Prior Transfer Date	Sep 12, 2017
Prior Transfer Doc	0088050348
Record Updated	Oct 29, 2026

April 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 11, 2024
Property Address	1861 MC DUFF CT, ELDERSBURG, MD 21784-6282
Document Number	0112230301
Book / Page	11223 / 301
Map Reference	MB 37 PG 25
Instrument Date	Apr 1, 2024
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	ETITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4849 GREENVILLE AVE STE 500, 500, DALLAS, TX 75206-4161

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1861 MC DUFF CT, SYKESVILLE, MD 21784-6282

Mortgage

Document Number	0112230307
Date	Apr 11, 2024
Book Page	11223/307

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1861 MC DUFF CT, ELDERSBURG, MD 21784-6282
Document Number	0087700118
Book / Page	008770 / 000118
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017
Title Company	SECU TITLE SERVICES LLC, SECU TITLE SVCS LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6609 GLADSTONE DR ELDERSBURG MD 217846276, ELDERSBURG, MD 21784-6276

Mortgage

Document Number	0087700118
Date	Aug 8, 2017
Book Page	008770/000118

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2047

Interest

Rate Type	Adjustable Rate

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 15, 2017
Property Address	1861 MC DUFF CT, ELDERSBURG, MD 21784-6282
Document Number	0088050348
Book / Page	008805 / 000348
Instrument Date	May 15, 2017
Transaction Type	Foreclosure
Record Updated	Dec 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$379.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1861 MC DUFF CT SYKESVILLE MD 217846282, SYKESVILLE, MD 21784-6282
Investor	Possibly a Property Investor

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 15, 2017
Property Address	1861 MC DUFF CT, ELDERSBURG, MD 21784-6282
Document Number	0088050349
Book / Page	008805 / 000349
Instrument Date	May 15, 2017
Transaction Type	Foreclosure
Record Updated	Nov 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$379.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	16745 W BERNARDO DR #300 SAN DIEGO CA 921271908, 300, SAN DIEGO, CA 92127-1908
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1861 Mc Duff Ct was $5,753, up 14.3% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,753.00 (+14.33%)	$500,733	$565,200 Land $140,000 Building $425,200
2025	$5,032.00
2023	$4,093.00	$362,300	$371,800 Land $140,000 Building $231,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1861 Mc Duff Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1861 Mc Duff Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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