1857 Mc Duff Ct, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 1857 Mc Duff Ct, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,911 sqft · built 1996
Lot Size	0.161 acres (7,020 sqft)
Owner	2 Individual Names on File
Last Sale	$434,000 (Mar 2006)
Tax Bill	$4,729 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-077028`

Property Details

APN / Parcel Number

Primary APN	`05-077028`
Alternative APNs	`5077028` `077028`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,911 sqft Total Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,020 sqft (0.161 acres)
Garage Type	Attached
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Deck Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	077028
Street Address	1857 MC DUFF CT
City	SYKESVILLE
State	MD
Zip	21784-6282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 327 -7020 SF 1857 MCDUFF CT 37-25/24 CARROLLTOWNE PH 3 SC 4A
Legal Subdivision	CARROLLTOWNE PUD PH 03 SEC 04-
Legal Phase	3
Legal Lot Number	327
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	1
Census Block	1000
Census Tract	505205

Owner

1857 Mc Duff Ct is owned and occupied by two individuals who bought it in March 2006.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1857 MC DUFF CT, SYKESVILLE, MD 21784-6282
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Jul 12, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMP CU/MD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2006 · Amount on File
Deed Sale	Mar 29, 2006 · Amount on File
Prior Sale	Jul 17, 1996 · Amount on File
Deed Document Number	200653902
Deed Book / Page	4813 / 302
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1857 MC DUFF CT, ELDERSBURG, MD 21784-6282
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	DISTRICT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0107200062
Date	Mar 24, 2022
Book Page	10720/62

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1857 MC DUFF CT, ELDERSBURG, MD 21784-6282
Document Number	0087700118
Book / Page	008770 / 000118
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017
Title Company	SECU TITLE SERVICES LLC, SECU TITLE SVCS LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6609 GLADSTONE DR ELDERSBURG MD 217846276, ELDERSBURG, MD 21784-6276

Mortgage

Document Number	0087700118
Date	Aug 8, 2017
Book Page	008770/000118

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1857 Mc Duff Ct was $4,729, up 4.4% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,729.00 (+4.42%)	$409,233	$427,100 Land $140,000 Building $287,100
2025	$4,529.00
2023	$4,112.00	$363,967	$373,500 Land $140,000 Building $233,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1857 Mc Duff Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1857 Mc Duff Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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