1850 Mc Duff Ct, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 1850 Mc Duff Ct, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,834 sqft · built 1997
Lot Size	0.218 acres (9,496 sqft)
Owner	2 Individual Names on Record
Last Sale	$176,790 (Jun 1998)
Tax Bill	$4,512 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-077087`

Property Details

APN / Parcel Number

Primary APN	`05-077087`
Alternative APNs	`5077087` `077087`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,834 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,496 sqft (0.218 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	077087
Street Address	1850 MC DUFF CT
City	SYKESVILLE
State	MD
Zip	21784-6275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 333- 0.218 AC 1850 MCDUFF CT 37-26/24 CARROLLTOWNE PH 3 SC 4A
Legal Subdivision	CARROLLTOWNE PH 03 SEC 04A
Legal Phase	3
Legal Lot Number	333
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	1
Census Block	1000
Census Tract	505205

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1850 MC DUFF CT, SYKESVILLE, MD 21784-6275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Oct 1, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Jul 12, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMP CU/MD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 1998 · Amount on Record
Deed Sale	Jun 11, 1998 · Amount on Record
Prior Sale	Mar 14, 1997 · Amount on Record
Deed Document Number	1998974546
Deed Book / Page	2053 / 344
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1850 MC DUFF CT, ELDERSBURG, MD 21784-6275
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105980250
Date	Dec 14, 2021
Book Page	10598/250

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	169 Months
Due	Jan 1, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1850 MC DUFF CT, ELDERSBURG, MD 21784-6275
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091320292
Date	Oct 1, 2018
Book Page	9132/0292

Lender

Name	SUNTRUST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1850 MC DUFF CT, ELDERSBURG, MD 21784-6275
Document Number	0087700118
Book / Page	008770 / 000118
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017
Title Company	SECU TITLE SERVICES LLC, SECU TITLE SVCS LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6609 GLADSTONE DR ELDERSBURG MD 217846276, ELDERSBURG, MD 21784-6276

Mortgage

Document Number	0087700118
Date	Aug 8, 2017
Book Page	008770/000118

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,533 (+12.39%)	$422,100 (+14.27%) Land $140,000 Building $282,100
2025	$4,512.00 (+10.94%) Homeowner's exemption
2023	$4,067.00 Homeowner's exemption	$359,933	$369,400 Land $140,000 Building $229,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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