18609 E 45th St S, Tulsa, OK 74134 Property Records

Tulsa County property record for 18609 E 45th St S, Tulsa, OK 74134 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,791 sqft · built 2016
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Mar 2026)
Tax Bill	$5,728 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`87675-94-25-29680`

Property Details

APN / Parcel Number

Primary APN	`87675-94-25-29680`
Alternative APN	`R87675942529680`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,791 sqft Living Area
Gross Area	4,868 sqft
Basement Area	2,077 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	672 sqft
Porch	Porch
Porch Area	281 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R87675942529680
Street Address	18609 E 45TH ST S
City	TULSA
State	OK
Zip	74134-5516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 2
Legal Range	14E
Legal Township	19N
Legal Section	25
Legal Subdivision	CYPRESS CREEK ESTATES
Legal Block	2
Legal Lot Number	3
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	1
Census Block	1007
Census Tract	9015

Owner

Source: Tulsa County records · APN 87675-94-25-29680

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18609 E 45TH ST S, TULSA, OK 74134-5516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 09, 2024	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Mar 30, 2026	Warranty Deed, Transfer · FHA Mortgage ARVEST BANK
Jul 18, 2022	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 27, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED FIDELITY FUNDING CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Jul 18, 2022 · Amount on Record
Deed Document Number	202626435
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	18609 E 45TH ST S, TULSA, OK 74134-5516
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015901
Date	Feb 11, 2021
Instrument	2021015901

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Dec 01, 2048

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	18609 E 45TH ST S, TULSA, OK 74134-5516
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036505
Date	May 09, 2024
Instrument	2024036505

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Mar 30, 2026
Property Address	18609 E 45TH ST S, TULSA, OK 74134-5516
Document Number	0000026435
Map Reference	PL 6641
Instrument Date	Mar 13, 2026
Instrument	2026026435
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	ELITE TITLE COMPANY INC, ELITE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$682.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18609 E 45TH ST S, TULSA, OK 74134-5516

Mortgage

Document Number	0000026436
Date	Mar 30, 2026
Instrument	2026026436

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Jul 18, 2022
Property Address	18609 E 45TH ST S, TULSA, OK 74134-5516
Document Number	0000074161
Instrument Date	Jul 14, 2022
Instrument	2022074161
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$637.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18609 E 45TH ST S, TULSA, OK 74134-5516

Mortgage

Document Number	0000074162
Date	Jul 18, 2022
Instrument	2022074162

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Sep 27, 2018
Property Address	18609 E 45TH ST S, TULSA, OK 74134-5516
Document Number	0000086853
Instrument Date	Sep 24, 2018
Instrument	2018086853
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$457.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18609 E 45TH ST S, TULSA, OK 74134-5516

Mortgage

Document Number	0000086854
Date	Sep 27, 2018
Instrument	2018086854

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Tax Assessment & Valuation

Source: Tulsa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Municipality	Tulsa City
Unified School District	Broken Arrow Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,728.00 (-8.18%)	$42,713 (-7.59%) Land $6,413 Building $36,300	$388,300 (-7.59%) Land $58,300 Building $330,000
2023	$6,238.00 (+31.19%)	$46,219 (+31.2%) Land $6,413 Building $39,806	$420,172 (+29.96%) Land $58,300 Building $361,872
2022	$4,755.00	$35,228 Land $6,353 Building $28,875	$323,300 Land $58,300 Building $265,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tulsa County (40143C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 401430090151, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 1 (45% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 414 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Uniti Group	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
The Junction Internet	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Metronet Holdings, Cox Communications, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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