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1860 Pristine Loop, Lakeland, FL 33811 Property Records

Polk County property record for 1860 Pristine Loop, Lakeland, FL 33811

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,696 sqft · built 2020
Lot Size0.139 acres (6,046 sqft)
Owner2 Individual Names on File
Last Sale$405,000 (Jun 2023)
Tax Bill$3,280 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-28-28-138017-002340

Property Details

APN / Parcel Number

Primary APN23-28-28-138017-002340
Alternative APNs
  • 282823138017002340
  • 82823000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,696 sqft Living Area
Gross Area3,136 sqft
1st Floor Area1,128 sqft
Upper Floors Area1,568 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area6,046 sqft (0.139 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area440 sqft
PorchUnfinished Open Porch

Location & Zoning

Street Address1860 PRISTINE LOOP
CityLAKELAND
StateFL
Zip33811-1026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKES AT LAUREL HIGHLANDS PHASE 1E PB 175 PGS 45-46 LOT 234
Legal Range23E
Legal Township28S
Legal Section28
Legal SubdivisionLAKES AT LAUREL HIGHLANDS PHASE 1E
Legal Block1
Legal Lot Number234
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1038
Census Tract12003

Owner

1860 Pristine Loop is owned and occupied by two individuals who bought it in June 2023.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1860 PRISTINE LOOP, LAKELAND, FL 33811-1026
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2023Warranty Deed, Transfer · Conventional Mortgage
STOCKTON MORTGAGE CORP
Jul 2, 2020Grant Deed, Subdivision Related Transfer · Conventional with PMI
FBC MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2023 · Amount on File
Deed SaleJun 29, 2023 · Amount on File
Prior SaleJul 2, 2020 · Amount on File
Deed Document Number2023153025
Deed Book / Page12747 / 184
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 29, 2023
Property Address1860 PRISTINE LOOP, LAKELAND, FL 33811-1026
Document Number0000153025
Book / Page12747 / 184
Map ReferenceMB 175 PG 45&46
Instrument DateJun 19, 2023
Instrument2023153025
Transaction TypeTransfer
Record UpdatedJul 19, 2023
Title CompanySMART INTERNATIONAL TITLE LLC, SMART INTERNATIONAL TTL LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,835.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2400 HINSDALE DR, KISSIMMEE, FL 34741-7758

Transferred To (Grantee/Buyer)

NameVerified Name
Address1860 PRISTINE LOOP, LAKELAND, FL 33811-1026

Mortgage

Document Number0012747186
DateJun 29, 2023
Instrument12747/186
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

July 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateJul 2, 2020
Property Address1860 PRISTINE LOOP, LAKELAND, FL 33811-1026
Document Number0112850956
Book / Page011285 / 000956
Instrument DateJun 26, 2020
Instrument132360
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 4, 2020
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,897.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2400 HINSDALE DR KISSIMMEE FL 347417758, KISSIMMEE, FL 34741-7758

Mortgage

Document Number112850957
DateJul 2, 2020
Book Page011285/000957
Instrument132361
Lender
NameFBC MTG
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1860 Pristine Loop was $3,280 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$231,109 (+2.7%)$309,375 (-3.95%) Land $58,000 Building $251,375
2025$3,280.00 Homeowner's exemption$225,033$322,097 Land $58,000 Building $264,097
2023$5,353.00 (+12.65%)$330,504 (+21.28%) Land $56,000 Building $274,504$330,504 (+21.28%) Land $56,000 Building $274,504
2022$4,752.00$272,516 Land $46,000 Building $226,516$272,516 Land $46,000 Building $226,516

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1860 Pristine Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims12 (1994–2024)
Claims Outside the SFHA10 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1860 Pristine Loop is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 52% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKELAND
serves 193,297 people · EPA ID FL6531014
Water SourceGroundwater
Last State InspectionJul 2022
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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